emusic monthly rip-off, Internet

Although it is covered in their sign-up "contract," so it may not be considered specifically illegitimate, emusic.com is ripping people off by charging their cards monthly and then not allowing them to keep the money in their account.

I have had an account for the past year that charges me $6.95 per month. I have had time to login, search for and download music 3 or 4 times. Every single month the $6.95 that I paid disappears and is charged again without warning. I have lost approximately $50 which would have bought me an awful lot of music.

I am a very busy person and it is hard for me to remember to login once a month to do a search for music. But why then, do I have to lose my money? Is there some reason I can't be warned a couple days before my account is cleared? Is there some reason the account HAS to be cleared once a month? I'm just a little pissed off realizing now that I could have gone to iTunes and gotten $50 worth of music with the money I lost.

At this point I would say it's cheaper for me to just go onto iTunes when I feel like it and buy what I want. Emusic.com also doesn't have a great selection unless you only like undiscovered talent.