Family First Home Preservation Services Frausto Home Refinance Beverly Hills California

 I have tried to contact Nourmand & Associates...and Howard Lorey....He sent me ONE email, and said he does not know anything and will forward the email to the other office.  I emailed them and NOTHING and the email was kicked back.

So much luck there.... ! ;-((

If you were a victim of one of these companies please read this very carefully. I guarantee this is how you get your refund…

Tobey West, Tobias I.A. West, Todd West, Todd Goodman owner of Family 1st Home Preservations, Legal Affiliates Group, Loan Educators, Family First Home Preservation Services. Tobey uses the alias Todd so people don’t know his real name. I was an employee of Tobey and I know personally he has ripped off all his clients. He never submitted one file to the bank. He just takes client’s money and then never does anything to help them. He also doesn’t pay commissions to his sales people. Everything I was told to tell my clients was prefabricated on a script that we are told to use or we would be fired. Tobey also parades his Arab wife around the office. He buys her Gucci and Prada purses meanwhile clients are losing their houses and his employees aren’t getting paid.

Tobey uses a virtual office and claims his company is based out of Beverly Hills, CA but the truth is, he is located in a Downtown Los Angeles. His exact physical address is 3325 Wilshire Blvd. Unit 940. Los Angeles, CA 90010. Tobey West also hangs his California Real Estate License at Nourmand and Associates located at 6525 Sunset Blvd, Los Angeles, CA 90028. His manager name is Howard Lorey.Howard Lorey has all of Tobias West contact information including home address, current telephone number, date of birth, social security number and physical description. I guarantee you if you contact Howard he will not only have Tobias contact you but he will also contact the California Attorney General, DRE and the FTC.

According to California law SB94 it is illegal for ANYONE in the state of California to collect an upfront fee for a loan modification. If you are a victim of Tobey West you can contact the California Department of Real Estate and the Federal Trade Commission FTC.

Tobias I.A. West California Department of Real Estate #01485673. Nourmand and Associates located at 6525 Sunset Blvd, Los Angeles, CA 90028. Also you can verify where Tobias hangs his real estate license by going to www.dre.ca.gov. Just put in his license number and it will validate everything I have posted here.                  

We have to work together to put an end to scum like this. 

 If you are a victim of the Family 1st Home Preservation Service SCAM...., PLEASE send me your name and email address to: chmeitli@me.com.  I am collecting a list of names....WE want our money back!

 I have done all that... I have contacted Howard Lorey at http://www.nourmand.com/contact.php, he sent me one email saying he does NOT know Tobey West, Tobias West, or who ever, informing me that this will be investigated and said he will send my email on to the Beverly Hills office....nothing. I sent the Beverly Hills Office an email, it got kicked back.

I have reported this SCAM to the FTC, DRE, FBI, LAPD, DOJ, and the CFPB so far I have only received ONE phonecall from the Calif. board of realtors.  FLAGSTAR, my Mortgager is expecting us to pay almost $13,000 to reinstate our Loan. We have summons for foreclosure.   I am angry, because WE have to pay for someone else's crime.  I am NOT giving up, Justice needs to be served and all our secure information NEEDS to be found, before it goes in to the wrong hands.

I am working hard with Flagstar to keep our home, and they have been not been very compassionate in understanding us.  We would've only been 1-2 month behind, if it weren't for those crooks.  Thanks a lot, who-ever you are.  GIVE US OUR MONEY BACK !!!

IF YOU WERE A VICTIM OF FAMILY 1^ST HOME PRESERVATION SERVICES, LEGAL AFFILIATES GROUP, US LOAN EDUCATORS, FAMILY FIRST HOME PRESERVATION SERVICES, COMPLIANCE AUDIT GROUP PLEASE READ THIS – THIS IS HOW TO GET YOUR MONEY BACK…

If you were a victim of one of these companies please read this very carefully. I guarantee this is how you get your refund…

Tobey West, Tobias I.A. West, Todd West, Todd Goodman owner of Family 1st Home Preservations, Legal Affiliates Group, Loan Educators, Family First Home Preservation Services. Tobey uses the alias Todd so people don’t know his real name. I was an employee of Tobey and I know personally he has ripped off all his clients. He never submitted one file to the bank. He just takes client’s money and then never does anything to help them. He also doesn’t pay commissions to his sales people. Everything I was told to tell my clients was prefabricated on a script that we are told to use or we would be fired. Tobey also parades his Arab wife around the office. He buys her Gucci and Prada purses meanwhile clients are losing their houses and his employees aren’t getting paid.

Tobey uses a virtual office and claims his company is based out of Beverly Hills, CA but the truth is, he is located in a Downtown Los Angeles. His exact physical address is 3325 Wilshire Blvd. Unit 940. Los Angeles, CA 90010. Tobey West also hangs his California Real Estate License at Nourmand and Associates located at 6525 Sunset Blvd, Los Angeles, CA 90028. His manager name is Howard Lorey. Howard Lorey has all of Tobias West contact information including home address, current telephone number, date of birth, social security number and physical description. I guarantee you if you contact Howard he will not only have Tobias contact you but he will also contact the California Attorney General, DRE and the FTC.

According to California law SB94 it is illegal for ANYONE in the state of California to collect an upfront fee for a loan modification. If you are a victim of Tobey West you can contact the California Department of Real Estate and the Federal Trade Commission FTC.

Tobias I.A. West California Department of Real Estate #01485673. Nourmand and Associates located at 6525 Sunset Blvd, Los Angeles, CA 90028. Also you can verify where Tobias hangs his real estate license by going to www.dre.ca.gov. Just put in his license number and it will validate everything I have posted here.           

I have also included a link to the State of Washingtons website which proves Tobias West owns all those companies…

http://www.dfi.wa.gov/CS%20Orders/C-12-1054-13-TD01.pdf

UPDATE... now we are facing almost $13,000 of legal fees just to have our Mortgage reinstated...  WE have to pay, for these Criminals to run free?  What is wrong with our system.  WE have to go to court, to fight for our home, while the people of Family 1st run with our money?  WHY isn't anyone doing anything?  submitted 6/17/13

 Does anyone have any updates and/or have received help with/from Family 1st Home Preservation or any other organizations?

I have also contacted http://www.nourmand.com/contact.php with no response. (their office supposedly hung Tobias West's license there...??)

ALL that have been victimized also need to report your story to http://www.consumerfinance.gov/

I am angry and furious on what they have done to us, espeically now that we are facing the fight in preventing foreclosure.

WE all need to compile a list of affected victims....please send me your name and phone number in this chmeitli@me.com special email.  This may be a long process, but I am determined to seek justice....Help me help you and others.

Thanks

6/16/13

 I urge everyone to report this company to the Attn. General of California, FTC http://ftc.gov/ftc/contact.shtm and http://www.consumerfinance.gov/ YOU need to submit your report, the more the merrier.... Help us, help others.

Now we have to hire a lawyer and try and fight this foreclosure... I am going to press charges now!!!

They have ruined our lives, our reputation and our sanity.

WE are sooo angry!!!

Pf 6/11/13 @1221

 Hi....I am sorry, but you are NOT alone....sooooo many of us have been scammed  YOU NEED to report to  mkim@ftc.gov also to BBB, LAPD, Los Angeles Gen Attorney's office and whoever you can think of.  You had to pay 2 payments, right?  So did we, the pattern is the same.  Also report it to Nourmand & Associates, that is a realestate office L. A., where this fellow I guess worked or used his office.  Report it, report it... Keep at it... I am doing the same and we ALL have to stick together and perhaps  we can get a class action suit going....  I am going to 20/20 next....  Good luck, keep the rest of us posted.

Patricia Frausto,

Tobias West has a cease and desist order in place by the state of washington for scamming people and changing the name of his company so he can continue to scam people. Please click on the link below. this is from the state of washington...

http://www.dfi.wa.gov/CS%20Orders/C-12-1054-13-TD01.pdf

Personally I have not received my refund yet, but i have filled a formal complaint with the FBI and FTC. I was deposed 6 days ago and I signed all the paperwork to move forward as a witness for the Federal Governmnt. All you have to do is contact Miry Kim at the FTC to file your compliant. Just show her all the compliants on Ripoff report and she will explode. He lives for putting filth like this in jail!!!

Also please contact Nourmand and Associates located at 6525 Sunset Blvd, Los Angeles, CA 90028. His manager name is Howard Lorey. Howard Lorey has all of Tobias West contact information including home address, current telephone number, date of birth, social security number and physical description. I guarantee you if you contact Howard he will not only have Tobias contact you but he will also contact the California Attorney General, DRE and the FTC.

Todd aka Tobias exact physical address is 3325 Wilshire Blvd. Unit 940. Los Angeles, CA 90010. Dont be fooled by his beverly hills address. 

STATE OF WASHINGTON
DEPARTMENT OF FINANCIAL INSTITUTIONS
CONSUMER SERVICES DIVISION
IN THE MATTER OF DETERMINING

C-12-1054-13-TDOI
ORDER TO CEASE AND DESIST

HOMEOWNERS DEFENSE GROUP, LLC, D/B/A
U.S. LOAN EDUCATORS and D/B/A FAMILY
1ST HOME PRESERVATION SERVICES, and
TOBIAS WEST, AIKIA TOBEY WEST, Owner,
 
THE STATE OF WASHINGTON TO:
Res ondents.
Homeowners Defense Group, LLC d/b/a U.S. Loan
Educators and d/b/a Family 1st Home Preservation Services
Tobias West a/k/a Tobey West

So can anyone tell me if and how they got their money back?

Has someone actually received a refund from Todd/Tobias West?

Has anyone received a respond from FTC? LAPD? BBB? Nourmand & Associates?

Who is doing what with what results? 

Let us know.... something needs to be done!! 

Thanks 

PF 6/3/13

THIS POST CONTAINS FALSE INFORMATION DESIGNED TO HURT INNOCENT PEOPLE...THE REAL COMPANY IS WEALTH EDUCATORS, INC., PRESIDENT VERONICA SESMA IS THE OWNER OF FAMILY 1ST HOME & LEGAL AFFILIATES

NATHAN BISHOP OWNS FAMILY 1ST HOME PRESERVATION LLC

FAMILY 1ST PRESERVATIONS & FAMILY 1ST HOME LOANS

2029 CENTURY PARK E, 14TH FLOOR

LOS ANGELES, CA 90067

LOS ANGELES COUNTY CLERK DBA FILE# 2013 019413 

CLICK HERE: http://imageshack.us/a/img442/549/sesmafam.png 

LEGAL AFFILIATES & ASSOCIATES AKA LEGAL EDUCATORS & CO.

2029 CENTURY PARK E, 14TH FLOOR

LOS ANGELES, CA 90067

LOS ANGELES COUNTY CLERK DBA FILE# 2012 218824

CLICK HERE: http://img29.imageshack.us/img29/1487/sesmalag.jpg

REGISTERED OWNER:

WEALTH EDUCATORS, INC. 

2029 CENTURY PARK E, 14TH FLOOR

LOS ANGELES, CA 90067

PRESIDENT OF THE COMPANY: VERONICA SESMA

MANAGING PARTNER: ANDRES ARANGO 

WEALTH EDUCATORS, INC. CA CORPORATION

If you were a victim of one of these companies please read this very carefully. I guarantee this is how you get your refund…

Tobey West, Tobias I.A. West, Todd West, Todd Goodman owner of Family 1st Home Preservations, Legal Affiliates Group, Loan Educators, Family First Home Preservation Services. Tobey uses the alias Todd so people don’t know his real name. I was an employee of Tobey and I know personally he has ripped off all his clients. He never submitted one file to the bank. He just takes client’s money and then never does anything to help them. He also doesn’t pay commissions to his sales people. Everything I was told to tell my clients was prefabricated on a script that we are told to use or we would be fired. Tobey also parades his Arab wife around the office. He buys her Gucci and Prada purses meanwhile clients are losing their houses and his employees aren’t getting paid.

Tobey uses a virtual office and claims his company is based out of Beverly Hills, CA but the truth is, he is located in a Downtown Los Angeles. His exact physical address is 3325 Wilshire Blvd. Unit 940. Los Angeles, CA 90010. Tobey West also hangs his California Real Estate License at Nourmand and Associates located at 6525 Sunset Blvd, Los Angeles, CA 90028. His manager name is Howard Lorey. Howard Lorey has all of Tobias West contact information including home address, current telephone number, date of birth, social security number and physical description. I guarantee you if you contact Howard he will not only have Tobias contact you but he will also contact the California Attorney General, DRE and the FTC.

According to California law SB94 it is illegal for ANYONE in the state of California to collect an upfront fee for a loan modification. If you are a victim of Tobey West you can contact the California Department of Real Estate and the Federal Trade Commission FTC.

Tobias I.A. West California Department of Real Estate #01485673. Nourmand and Associates located at 6525 Sunset Blvd, Los Angeles, CA 90028. Also you can verify where Tobias hangs his real estate license by going to www.dre.ca.gov. Just put in his license number and it will validate everything I have posted here.           

I have also included a link to the State of Washingtons website which proves Tobias West owns all those companies…

http://www.dfi.wa.gov/CS%20Orders/C-12-1054-13-TD01.pdf

 Family 1st Home Preservation Services.... thanks a lot.... WE are now being hauled into court because YOU Ripped us off.  How am I supposed to pay $7000, in trying to catch up, while you said we should not pay our Mortgage?
Thank you for taking our home away from us, instead of helping us.
I WANT MY MONEY BACK, Mr. Tobias West.  WHY isn't anyone doing anything? I have 2 kids and we are soon to be on the street?

I am really angry...this is not right. 
6/10/13