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Report: #1218441

Complaint Review: Farmer's Auto Insurance - Nationwide

  • Submitted:
  • Updated:
  • Reported By: Deborah DeStefano — Los Angeles California USA
  • Author Confirmed What's this?
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  • Farmer's Auto Insurance Nationwide USA

Farmer's Auto Insurance aka 21st Century Insurance JASMINE HYCHE investigator is a scammer and a liar Orange County California

*Author of original report: ..and I would like to add

*Author of original report: You do not know the details of this situation

*General Comment: Doesnt matter...

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On a slow rolling detour to a festival, the car in front of me put her car in reverse, pedal to the metal backed up into me.  She caused major damage to the front of my car. 

She was yelling at me for not getting out of her way as she was trying to park, even though traffic controllers were waving us on to keep going.

I called the police who said they could not come out.

When she was done with my information she threw it on the ground, and refused to give me her information. 

The driver's story evolved... that I rear ended her.  The damage on my car clearly shows that I was trying to change lanes to avoid her coming at me. 

I made a police report the following Monday.

The adjuster, JASMINE HYCHE, refused to do a proper investigation regarding the state of the traffic and detours.  She was arrogant and nasty to me at all times.  She made me meet her at the location to re-tell this simple incident, which made no difference at all since normal traffic and parking were then restored. 

I was enraged to find out she reported that I rear ended her and she was asking for damages to her old, very old, rusty, beat up, Honda Sedan.  At least THAT was refused, but just another indication that she was merely trying to get money. 

When that didn't work, the passenger, and elderly lady, claimed back injuries and gave an mri scan 'as evidence'.  The adjuster did not look into her medical history to find out if she already had back injuries or problems, if she got the MRI from her regular healthcare provider and has had previous back problems.  And since when does an insurance adjuster know how to read an MRI?  I'd like to know.  What senior does not have back problems?  The adjuster should have investigated these things since there is NO WAY her back got hurt, and THEY caused the accident so why not just try to scam her own insurance company?  

MY own insurance sided with the scammers.  They refused to do a proper investigation. 

So my car will not get the $1800 repair caused by these 2 nasty old criminals who intentionally backed into my car... HARD!  

I also told JASMINE HYCHE that she could get the details of the traffic and detour from The Sentinel Newspaper that puts on this annual street festival and also from Metro.Net who had street closures along Crenshaw Blvd. which made us take the packed detours.  BUT SHE DID NOT TRY TO GET THAT INFORMATION.  So what did she investigate?  She merely decided that I was lying, and to what end?  

They are actually going to let the passenger collect for back injury.. the oldest scam in the book AS IF the insurance companies aren't aware of this.  

I had 21st Century Insurance, they changed it to Farmer's Insurance without informing me or asking me if I wanted it, and then have the audacity to put 21st on the claim forms full of lies.  

I am forced to pay monthly liability in order to get my car registered yearly... talk about a scam.  I just GIVE THEM money every month and they call me a liar, but go with the common scam.

This JASMINE HYCHE who cares about nothing but her paycheck actually hung up on me on 2 different occasions.  She simply did not want to hear the truth or do a proper investigation of the road conditions and the location of the damage on the front of my car CLEARLY shows that I tried to change lanes to avoid getting hit.

I'm so enraged at this dishonesty I don't want to stop ranting, but case is closed, it's my fault that she backed into me and they get money.  That old hag passenger can drag out her physical therapy for a whole year. 

Nice job...  common, everyday criminals, I am a victim and I'm being blamed.  WOW

Now this will be on my driving record.  I AM LIVID!

 

 

 

 

 

 

 

 

This report was posted on Ripoff Report on 03/26/2015 03:41 PM and is a permanent record located here: https://www.ripoffreport.com/reports/farmers-auto-insurance/nationwide/farmers-auto-insurance-aka-21st-century-insurance-jasmine-hyche-investigator-is-a-scamme-1218441. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
2Author
1Consumer
0Employee/Owner

#3 Author of original report

..and I would like to add

AUTHOR: - ()

POSTED: Monday, March 30, 2015

Whoever wrote that rebuttal, seems to think they know how I drive, what my temperament is while I drive, that I am a bad drive who follows too closely (that I ignore the one car length per 10 mph rule space), and that in general I have some kind of road rage and arrogance on the road.  

I spoke MANY time with adjusters from both insurance companies and I DO know that they did not do the thorough investigation, as they asked ME to get the details from the sponsor of the festival and from Metro.net.

REALLY?  I'm not on salary,  That's not my job.  

Since this has absolutely nothing to do with you, I can only guess you are one of the 3 adjusters that I filed a complaint about with YOUR supervisors.

Try thinking before spewing up fiction in a rage against a complete stranger in the future.

 

 

 

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#2 Author of original report

You do not know the details of this situation

AUTHOR: - ()

POSTED: Monday, March 30, 2015

This was very slow congested traffic on a side street detour. I did not rear end the car in front of me, and that you should say that I did being that you were not there and have not investigated the traffic situation on that day or know that area and the construction that has been going on with MTA LONG before this festival and the closures on Crenshaw have been going on for at least a year, if not longer.

It was especially more congested because thousands of people were trying to get to the festival and traffic was barely moving. I am so offended that you think that YOU KNOW what happened.

A very old woman for no particular rational reason, threw her car in reverse and a full speed backed up into me.  When she did not get her car repaired (because there was no damage to it anyways), 5 months AFTER THE INCIDENT, the also elderly person who was the passenger, comes forward with an MRI saying that I injured her back. 

I can't even believe Ripoffreport posted your ignorant rebuttal.

There was absolutely no reason OR space for anyone in the traffic to back up or even try to change lanes.  THEREFORE, backing up into me a full speed was obviously intentional or an old age error on the part of the driver, but then again, even if she hit the wrong pedal, she had no reason to be stepping on the brake that hard either in a slow roll or complete stop traffic situation.

I AM reporting this injustice to the proper authorities.  

THEY KNOW BETTER!  They did NOT investigate the history of this elderly woman's medical care to see if she had reported any back pain or problems previously.  At her age, chances are excellent that she already had back problems. 

So please, mind your own business when you don't know what you're talking about.

The driver of the car in front of me pulled the oldest insurance scam of them all.  She didn't get away with it, so FIVE FULL MONTHS LATER her passenger 'gave it a go' and they are going to honor her complaint.

I am sure she will get long term physical therapy to collect as much as she can. Isn't that wonderful?

This is why premiums go up, because of dishonest scam artists this that duet.

Thank you for your moronic rebuttal, screaming iin my face with so many caps that I couldn't even read the entire thing.

You don't have a clue.

I can only say if this should happen to you, and it's very very common, I would hope you just shut up and take the blame after writing that kind of junk on a real problem that messed up my car and peace of mind.  

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#1 General Comment

Doesnt matter...

AUTHOR: Tyg - (USA)

POSTED: Thursday, March 26, 2015

 In EVERY state of America there is this little thing where if you are rear ended then the person who rear ended you is at fault. It doesn't matter that YOU SAY they stopped and backed up. YOU WERE FOLLOWING TOO CLOSE!!!! Had YOU given the person in front of YOU enough room then this wouldn't have happened. YOU are just like every other driver out there on the road. YOU get behind the wheel and EVERYONE is in YOUR WAY. YOU treat the road and the responsibility of driving a vehicle as a BURDEN!! YOU were ruled against for ONE REASON!!! YOU WERE TOO CLOSE!!!! SOrry but that IS the law. YOU can be as livid as YOU like. It STILL wont change the reality that YOU were TOO CLOSE!!! Get over it and move on. This is what YOU GET for following too close. It doesn't matter that YOU have to pay them and THEY DONT BELIEVE YOU. Its the LAW!!! If YOU dislike the law then YOU have to effect CHANGE!!!! Personally I feel your pain. I work in a store that has front of store parking. I watch everyday the rudeness and discourteousness of the average driver as they push their way past someone backing out. Each of those driver COULD wait just a few seconds, but THEY CHOOSE NOT TO!!! THEY also treat the rules of the road as a burden. SO if YOU do not wish to be lumped in with those types of drivers then YOU need to address YOUR POOR DRIVING!!!!!! Let me guess, YOU are one of those California drivers who has to ride the bumper of the person in front of you. If THEY are NOT going as fast as YOU WANT to go, YOU ride their bumper to get them to move. Or YOU ride your horn. Pisspoor driving is LEARNED!! When YOU started driving YOU paid attention to the rules of the road. Its ONLY as YOU get OLDER that YOU CHOOSE to ignore those rules in favor of YOUR RULES. YOU are in a 4000lb MOVING vehicle. Maybe YOU should keep that in mind as YOU drive. FYI: Just because YOUR EVIDENCE was dismissed doesn't mean that a full and proper investigation wasn't done. YOU are speaking from a standpoint of IGNORANCE!!! Since YOU didn't travel around with that adjustor, YOU CANNOT say one way or the other WHAT that person did. Just because YOU were NOT believed doesn't mean that THEY didn't do THIER job. What YOU have done is defamation and THEY have more then enough money to handle a prolonged legal battle where YOU DO NOT!!! Becareful in the future with WHAT you post. It can cost YOU more then YOU would EVER be willing to pay. YOU CANNOT present YOUR OPINIONS OR YOUR ASSUMPTIONS AS FACT!!!!! THAT is what YOU have done and THEY would be WELL within their rights to take YOU to task for it.

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