- Report: #332639
Report - Rebuttal - Arbitrate
Complaint Review: FCNB/ Midland Credit Management/ Midland Funding LLC
FCNB/ Midland Credit Management/ Midland Funding LLCP.O. Box 1259 Oaks, Pennsylvania U.S.A.
FCNB/ Midland Credit Management/ Midland Funding LLC incredible attempt to collect debt that was paid off 14 years ago. Oaks Pennsylvania
*Consumer Suggestion: Regarding the "petition"...LEARN THE LAW!!
*Consumer Comment: My Petition to shut down Midland Funding LLC!!!
*Consumer Comment: My Petition to shut down midland funding LLC
*Consumer Suggestion: Small correction.
*Consumer Comment: Some advice and clarification
*Consumer Suggestion: Statute of Limitations
*Consumer Comment: SOL for OHIO
*Consumer Comment: Dear Heated
*Consumer Comment: Same thing!
*Consumer Comment: Tracy, you are incorret I believe.
*Consumer Suggestion: Watch Midland Funding LLC, they will sue you , it does not matter if the debt is time barred
*Consumer Comment: Advise
*Consumer Comment: First National Bank - Midland Funding
*Consumer Suggestion: Go one step farther
*Consumer Suggestion: It's even simpler than that..Burden of proof is on them.
*Consumer Suggestion: do NOT agree to pay anything
*Consumer Suggestion: A few things.
A business' first
line of defense
on the Internet.
If your business is
willing to make a
Click here now..
I had no idea what this debt was as we paid off our 2 FCNB credit cards (Speigel and Eddie Bauer) many years ago. i know that these credit cards were paid in full somewhere between 1992-1994 because it was a requirement in order to obtain a mortgage to purchase a home.
I called MCM today and spoke with a representative. I asked him what company this debt was from and he told me it was Spiegel, from March 1994. I explained to him that this was not a valid debt as it was paid in full many years ago. He told me either i could provide proof that the debt was paid or i could submit payment of debt to MCM. I explained that i would be unable to provide proof, since it was 14-16 years ago, he told me that i would then be held responsible for the debt.
Am i going to be forced to pay this company $312, just so my credit is not ruined? Is there some organization that protects consumers from this kind of injustice?
This report was posted on Ripoff Report on 05/15/2008 09:00 AM and is a permanent record located here: http://www.ripoffreport.com/r/FCNB-Midland-Credit-Management-Midland-Funding-LLC/Oaks-Pennsylvania-19456/FCNB-Midland-Credit-Management-Midland-Funding-LLC-incredible-attempt-to-collect-debt-th-332639. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
If you would like to see more Rip-off Reports on this company/individual, search here:Search Tips
In order to assure the best results in your search:
- Keep the name short & simple, and try different variations of the name.
- Do not include ".com", "S", "Inc.", "Corp", or "LLC" at the end of the Company name.
- Use only the first/main part of a name to get best results.
- Only search one name at a time if Company has many AKA's.