Fidelity One Credit Corp AKA Auto Pawn Fidelity One Credit Corp "Secured Revolving Credit Card" is a Preadatory Loan in Disguise Provo Utah

I took a revolving credit line secured by my auto with them, and it was one of the biggest mistakes I've ever made.  I added Fidelity One to the title of my 2002 Honda Civic, and  took a $1,600 cash advance.  In 2.5 years, I've paid a little over $4300 in payments, but my balance is is still over $2,200.  They refuse to settle and will only offer to divide the ridiculous balance into a few payments.  They did do me the favor of lowering my interest rate so it is slightly under 50% per month.  Unless you have no other options or you want to be completely ripped off, avoid Fidelity One and all the other auto pawn companies like the plague.  You will either end up paying way more than your car is worth, or you will end up having your car repossessed after paying way more than you originally borrowed.  Either way, you will seriously regret dealing with them. 

By the way, I never received any credit card, so I don't know how they are still getting away with marketing it that way.  Plus, no credit card I've heard of has a 600% APR