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  • Report: #153144

Complaint Review: First Credit Of America/My Perfect Credit/ClearCredit

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  • Submitted: Tue, August 09, 2005
  • Updated: Fri, August 12, 2005

  • Reported By:Salamanca New York
First Credit Of America/My Perfect Credit/ClearCredit
300 N. Elizabeth Chicago, Illinois U.S.A.

First Credit Of America, My Perfect Credit, ClearCredit Internet Scam, Possible Fraud, ripoff, Harassment, Failure to Identify Self, Rude and Unreasonable Ripoff Chicago Illinois, California, Nevada, and more

*Consumer Comment: Still File Complaints

*Consumer Comment: Still File Complaints

*Consumer Comment: Still File Complaints

*Author of original report: First Credit of America / My Perfect Credit ..where he bear sits in the woods

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First Credit of America/My Perfect Credit/Clear Credit I believe is an Internet Scam. First Credit of America claims to be a Collection Agency for My Perfect Credit which I was told Clear Credit has bought.

I did sign up for My Perfect Credit which billed my Credit Card, I eventually cancelled the Service (I do not think they performed any service).

Now, I get several calls from First Credit of America and their automated system, to pay a bill that I do not owe! First Credit of America claims to be a "Collection Agency". It seems like My Perfect Credit wants $59.95 for cancellation of service ???

First Credit of America reps are very rude, demanding and change their story every time they call (at all hours)!

They want $59.95 over the phone, by Credit Card $5.00 more or Checking Account information $15.00 more!

I told First Credit of America that I dispute this billing (I never received a bill from My Perfect Credit or First Credit of America). They said that I could not dispute this!!!! I asked First Credit of America to send me a bill, the response was "we are a Collection Agency and do not do that" !

This certainly does not seem right. I phoned My Perfect Credit and got a recording to contact First Credit of America.

Well, I cannot get answers from First Credit of America or My Perfect Credit. If I owe a bill I pay it ! If I DO NOT I will not!

This site was my first stop.... I will report this to the FCC,FTC and the Attorney General Office of this State to get answers.

First Credit of America's telephone numbers are toll free (866)505-2632 and (866) 505-8249. The website is 1stcofa.com their e-mail on the site is info@1stcofa.com

By the way, Don't expect a reply, I did not get any!




David
Salamanca, New York
U.S.A.

This report was posted on Ripoff Report on 08/09/2005 08:32 PM and is a permanent record located here: http://www.ripoffreport.com/r/First-Credit-Of-AmericaMy-Perfect-CreditClearCredit/Chicago-Illinois-60607/First-Credit-Of-America-My-Perfect-Credit-ClearCredit-Internet-Scam-Possible-Fraud-rip-153144. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 4Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

Still File Complaints

AUTHOR: Tanya - (U.S.A.)

I'm glad to hear that you are getting an answer from MyPerfectCredit.com but please still file complaints with the NYS AG, FCC, FTC, BBB, and contact the media. This won't stop for ALL people until everyone complains loudly. These crooks need to be stopped. Thanks for filing a report here too.
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#2 Consumer Comment

Still File Complaints

AUTHOR: Tanya - (U.S.A.)

I'm glad to hear that you are getting an answer from MyPerfectCredit.com but please still file complaints with the NYS AG, FCC, FTC, BBB, and contact the media. This won't stop for ALL people until everyone complains loudly. These crooks need to be stopped. Thanks for filing a report here too.
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#3 Consumer Comment

Still File Complaints

AUTHOR: Tanya - (U.S.A.)

I'm glad to hear that you are getting an answer from MyPerfectCredit.com but please still file complaints with the NYS AG, FCC, FTC, BBB, and contact the media. This won't stop for ALL people until everyone complains loudly. These crooks need to be stopped. Thanks for filing a report here too.
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#4 Author of original report

First Credit of America / My Perfect Credit ..where he bear sits in the woods

AUTHOR: David - (U.S.A.)

I e-mailed My Perfect Credit at: supervisor@MyPerfectCredit several times, regarding my alleged Account and their supposed Collection Agency First Credit of America. I told them in no uncertain terms "where he bear sits in the woods"..........

This morning I had a reply to my e-mail from MyPerfectCredit.com stating that my Account will be removed from collections (First Credit of America).

STAY TUNED !!!
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