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Report: #185648

Complaint Review: First National Bank Of Marin - Credit One Bank - Hammond Indiana

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  • Reported By: Hammond Indiana
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  • First National Bank Of Marin - Credit One Bank 6935 Monroe Ave Hammond, Indiana U.S.A.

First National Bank Of Marin - Credit One Bank Stated I never paid them & made inappropriate late payment report to Trans union equifax ETC ripoff Hammond Indiana

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I Have a credit card account with First Natl bank of Marin aka Credit One Bank. I have always paid my payment online more then the Minimum payment. They claim I failed to make 2 months payments. I pay on all my credit cards on line religiously always above the minimum amount. I know I paid those payments online. I was extremly upset when trying to rectify the matter on the phone. The one customer service rep hung up on me twice, then once I actually spoke with a superviser they made attempt to reconcile the matter & taking into consideration that there may be flaws in there internet payment system.

I have several other credit cards that I paid along with those payments & those have higher minimum payments with higher balances. I am trying to Reestablish my credit & would not have foolishly not paid those payments. They were unable to research any information regarding logins to my acct to possibly determine that I was logged in & to see if those payments were not properly transfered. They would not take into consideration the fact that I have no other late payments on any of my other accounts to showing that this probably was a mistake & to rectify the matter appropriately.

Beware if you have an account with them. Make sure you send a money order from your local Banking institution so that they can not lie & try to increase payments & interest. They will lie up & down. Report them if any type of incident similar to this one occurs.

Elisa
Hammond, Indiana
U.S.A.

This report was posted on Ripoff Report on 04/08/2006 06:29 PM and is a permanent record located here: https://www.ripoffreport.com/reports/first-national-bank-of-marin-credit-one-bank/hammond-indiana-46324/first-national-bank-of-marin-credit-one-bank-stated-i-never-paid-them-made-inappropria-185648. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Suggestion

Here's a novel idea

AUTHOR: Dave - (U.S.A.)

POSTED: Monday, April 10, 2006

When you pay online, there is a page that displays your payment when you are finished. PRINT THAT PAGE FOR YOUR RECORDS! That way, when they say you didn't pay, you have proof with a transaction number, that you did!

Also, couldn't you check your bank account and see when those payments came out?

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