• Report: #825192

Complaint Review: first premier bank

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  • Submitted: Thu, January 19, 2012
  • Updated: Thu, January 19, 2012

  • Reported By: vernon . — cuba Missouri United States of America
first premier bank
dept 21377 p.o. box 1259 oaks, Pennsylvania United States of America

first premier bank this company has turned me into a collection compa whny for a credit card that i never owned,they stated i made payments on this card for a year oaks, Pennsylvania

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First Premier Bank Credit Card co. has turned me into a collection agency stating i owe on a credit card I never owned they also claimed I made payments on it for a year, I have never owned any of their cards at any time. 

This report was posted on Ripoff Report on 01/19/2012 11:20 AM and is a permanent record located here: http://www.ripoffreport.com/r/first-premier-bank/oaks-Pennsylvania-19456/first-premier-bank-this-company-has-turned-me-into-a-collection-compa-whny-for-a-credit-c-825192. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

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AUTHOR: voiceofreason - (United States of America)

Have you ever had ANY credit card with anyone that you defaulted on?

If so, they may have purchased that debt, or the original issuing company.

If not, then most likely someone opened an account with them using your identity, and you need to make them provide you all documentation pertaining to that account, its history, opening/billing dates and addresses on record.

They are a subprime credit issuer, and as such are more likely to have cretins using them who steal identities.

Check the credit rating agencies like Experian and Transunion if they have such an account on your records.

This could also be a phishing scam by thieves pretending to be First Premier Bank. How were you contacted? Have you called their real corporate numbers from their own website?
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