• Report: #1070752

Complaint Review: first premire bank

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  • Submitted: Sun, July 28, 2013
  • Updated: Sun, July 28, 2013

  • Reported By: aggressivetowing — LITTLE EGG HARBOR TWP New Jersey
first premire bank
3820 N Louise Ave Sioux Falls, SD 57107 sioux falls, South Dakota USA

first premire bank fst,first premire deceptive,arrogant,blood suckers sioux falls South Dakota

*Consumer Comment: Why?

*Consumer Comment: Really?

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Some how they are on my credit report since 2009 even though i never opened an account with them!!!

tried to contact them and was basicly told its not their problem and they were not going to help me!!

i tried a munber of times to rectify this matter offering them a settlment as to not screw up my credit and they refused to even negotiate with me!!!!

The accout has been charged off for 2 years now and they continue to report to the 3 credit beauras every couple months 

their has to be something done with this companys business ethics 

 


This report was posted on Ripoff Report on 07/28/2013 11:06 AM and is a permanent record located here: http://www.ripoffreport.com/r/first-premire-bank/sioux-falls-South-Dakota-57107/first-premire-bank-fstfirst-premire-deceptivearrogantblood-suckers-sioux-falls-South-D-1070752. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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0Author 2Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

Why?

AUTHOR: Robert - ()

Why if you never opened an account with them would you offer them even a single dime? 

They may be a sub-prime lender with extreamly high fees and interest, but they don't go around opening up random accounts.  They got this information somehow.  Either you signed up for the card and do not remember or you are a victim of Identity Theft.

If it is the former..well you just need to deal with it.  If it is the later you need to unfortunatly take the first few steps yourself.  Since each situation is unique and it would be much to complicated to explain here..you will need to start the reasearch yourself.  But first look into filing an Identity Theft Report with your local police, and then placing a fraud alert on your credit reports(this is free so if any place tries to charge you.you are in the wrong place).  Then take a look at things such as the Fair Credit Reporting Act(FCRA) and the Fair Debt Collection Practices Act(FDCPA) as to actions you can take to attempt to get this cleared up.  As well as action you can take against the collection agencies if they are not following the regulations.

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#2 Consumer Comment

Really?

AUTHOR: Jim - ()

So then, what you're saying is this is absolutely not your account.  You don't owe the money and you've not been involved in any collection activities from them.  If all this is true, why would you offer them one penny?  If all this is true, then you can contact all three credit reporting agencies FOR FREE and if this is in your file, then you can challenge it.  If they cannot verify the information from them, then they must remove it. 

Of course now, this could just be a bogus report.  If you are so generous, please send me a check, too.

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