• Report: #1107373

Complaint Review: FLORIDA FREEDOM FINANCIAL

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  • Submitted: Mon, December 16, 2013
  • Updated: Mon, December 16, 2013

  • Reported By: HERCILIA — Homestead Florida
FLORIDA FREEDOM FINANCIAL
111 ne 1st. suite 319 MIAMI, Florida USA

FLORIDA FREEDOM FINANCIAL YG MOTORS BAD CAR-UNDRIVING-RECOVERY(TOW) TO GET MORE MONEY MIAMI Florida

*Consumer Comment: You are confused about car ownership

*General Comment: yet another

*Consumer Comment: If I read your VERY poorly written report right, you admit you were habitually late with your payments...

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I bought this car to YG MOTORS (Ther are partners) first of all the financing at 22.5% with the promess that they will report my payments to 3 credits bureau in order to fix my CREDIT (Never did so).  I have made my payments every week, some times when Friday late, I submit my payment monday or tuesday.  

The car when I get it, the first week, the transamission start squeeze, after that a big noise and smoke from the rear side. I call YG motors and they ask me to bring back the car.  The car was send to his shop, after 15 days they gave me back a car, but with a BIG ADVICE, The car payment is behind, please make a payment today to avoid repossision.   I call them and ask why if I dont use a car for two weeks I have to make a payment, they respon (Mr. Jordan) this is not my problem, pay or loose, and hang the phone.

After 15 more days, the car continue wuith a same noise, this time horribole, I return a car to a dealer, they ask me that the 30 days guarantee was over and I have to assume the repair cost ( $799.00).  I say what!!!!  again he respond pay or eat!!!!

I paid not $ 799,.00  the repair was more 1,025.00,

Now after a year, I don did my payment on Friday, and a Monday whwn I wak out of my door, the car was missing (They repossesed) FLORIDA FREEDOM FINANCIAL, I call them and ask why if I'm behind two days, they respond (Betty) if you don pay you will pay by consequences..... The towing Company charge me 899.00 to recover my friking car.   when I went to pick uop the car, the guy told me, hey lady don't worry Mr. YG Motors (The owner) is a good person he has a business and running with his parter a florida financial, ask to him get a discount and instead of pay 899.00 ask to reduce only for towing cost plus one day, this will cost only half price.

I call that piece of shit company YG Motors and I ask for a discount, viewing all problems that I had with that car, he respond again..LADY THIS IS NOT A PUBLIC SERVICE COMPNAY, WE ARE NOT CHARITY COMPANY IF YOU DONT PAY 899.00 EVERY DAY WILL INCREASE THE COST BETWEEN 25.00 TO 55 DOLARS.

Just I say to any one, AVOID DO BUSINESS WITH YG MOTORS AND WITH FLORIDA FREEDON FINANCIAL. they are a trickers, ALSO ALL CARS THAT THEY SELL ARE UNDER " salvage"  " REBUILD"

PLEASE, PLEASE PLEASE REPORT ANY PROBLEM, THATS THE ONLY WAY THAT WE CAN TAKE OUT OF BUSINESS COMPANIES L;IKE THESE


This report was posted on Ripoff Report on 12/16/2013 09:24 AM and is a permanent record located here: http://www.ripoffreport.com/r/FLORIDA-FREEDOM-FINANCIAL/MIAMI-Florida-33132/FLORIDA-FREEDOM-FINANCIAL-YG-MOTORS-BAD-CAR-UNDRIVING-RECOVERYTOW-TO-GET-MORE-MONEY-MIA-1107373. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
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Updates & Rebuttals

#1 Consumer Comment

You are confused about car ownership

AUTHOR: FloridaNative - ()

It is clear you are completely confused about your responsibilities regarding vehicle ownership.

1) When you buy a vehicle, the maintenance and repairs are your responsiblity at your expense. If you have a warranty it will only cover the repairs that are in the written warranty. A warranty is only as good as the company that issues it. Most warranties are not worth the expense, but it is up to you as a consumer to check out the warranty before you buy it.

2) If you borrow the money to buy a vehicle, you have to pay it back on time or be subject to the default provisions of your loan agreement (that means late fees, default interest and repossession)

3) If your vehicle doesn't work, or needs repair, you CAN NOT stop making the payments on your vehicle loan. One has nothing to do with the other.

If you don't understand how the process works, research it with people that know (not your friends or relatives that have no idea of what to do). If you don't have the money to keep up on the maintenance and repair of a vehicle - don't buy one! It is very clear from your post that you have no idea of what is involved with vehicle ownership.

By the way, when the vehicle is repossessed, you still owe for the entire deficiency amount of the loan after your vehicle is sold at auction. Letting the vehicle get repo'ed does NOT extinguish the loan.

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#2 General Comment

yet another

AUTHOR: Tyg - ()

 Yet another person who thinks the rules of the world do not apply to them. Its called a LOAN. No matter the term used it is still a LOAN. This means that even if you are one day late they can repo the vehicle. What is so hard to understand about this? I mean your HORRIBLE spelling and sentence structure aside, you HAVE to have some form of understanding. YOU WERE LATE PAYING YOU BILL, YOUR CAR GETS REPOED!! The cost of getting your car out of impound is the COST of NOT paying your bill!!

Grow up!! THIS IS ALL YOUR FAULT!! You cannot blame them for doing NORMAL business. If you cant pay your loan ON TIME, then why even get the loan. YOU owe THEM money. UNTIL it is paid off it is STILL THEIR VEHICLE. You are just leasing it. Stop crying online, there is no pity here. You CANT embarrass them because YOU FAILED TO PAY YOUR BILL!!

I swear its like someone keeps hitting the American Consumer with a stupid stick. Because they just seem to get dumber and dumber as each day goes by. Its called BUSINESS!!!!!

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#3 Consumer Comment

If I read your VERY poorly written report right, you admit you were habitually late with your payments...

AUTHOR: Ken - ()

"I have made my payments every week, some times when Friday late, I submit my payment monday or tuesday."

The reason you have to pay a high interest rate and by from dealers like this, is you are a serial DEADBEAT and will continue to be so in the future.  You have NO idea how the financial world works.

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