• Report: #866801

Complaint Review: Gentle Breeze

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  • Submitted: Wed, April 11, 2012
  • Updated: Wed, July 11, 2012

  • Reported By: V Jackson — Greensboro North Carolina United States of America
Gentle Breeze
PO Box 1120 Boulevard, California United States of America

Gentle Breeze Tribal Lending Enterprise Fake Advance Loan Boulevard, California

*Consumer Comment: Customer Also

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On 2/8/12 I signed up for a payday loan with Gentle Breeze(Tribal Lending Enterprise) for a $400 loan with $186.31 finance charge. On 02-24 I made of $186.31 and on 03-09 $182.76

On 4/6/12 the company drafted $210.52 and $185.52 from my account which makes a total of $765.11 I have paid and they state I still owe $585.52.



Whenever I called the company to get an explaination for the balance I was told the charges were correct. When I request to talk to a supervisor I was told there were none available. In the contract it never states a new service charge will be added to the balance in the event a roll over is requested. The charges of $186.31 and $182.76 only $6.31 and $2.76 went to the loan.



DO NOT APPLY FOR A LOAN WITH THIS COMPANY


This report was posted on Ripoff Report on 04/11/2012 03:39 AM and is a permanent record located here: http://www.ripoffreport.com/r/Gentle-Breeze/Boulevard-California-91905/Gentle-Breeze-Tribal-Lending-Enterprise-Fake-Advance-Loan-Boulevard-California-866801. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

Customer Also

AUTHOR: Sha - (United States of America)

I have used Gentle Breeze as well, I feel their interest rate is HIGH, but they do tell you about the rate UPFRONT so that you can make an informed decision to go forward with their loan or not. I chose to borrow $300 because it was urgent and I payed them back in full on my next paydate with interest of $136.  I would've faced costs of triple this if I didnt get a bill paid right away - so I took a high rate loan, but I refused to keep paying the rate repeatedly, one thing I noticed in the contract was that the rate of $136 was RECURRING unless the loan was paid and full!  They also told me if I paid half the loan or a third of the loan it would reduce my rate by half or a third.  

The key is to understand the contract and if you don't make sure the rep explains it in details because if not you will throw away money. 

God's Word reminds us that 'My people perish for lack of knowledge'

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