• Report: #290633

Complaint Review: Globe Life And Accident Insurance Co

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  • Submitted: Tue, December 11, 2007
  • Updated: Tue, December 11, 2007

  • Reported By:long beach California
Globe Life And Accident Insurance Co
Oklahoma City, OK73184 Oklahoma City, Oklahoma U.S.A.

Globe Life And Accident Insurance Co misleading mail of globe life insurance to hook up unaware people, about low premium Oklahoma City Oklahoma

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I receive Gobe Life mail saying "$1 buy $50000 Life Innsurance, Monthly rate as low as $3.27 For Adults."

I sent $1 to test their marketing, on 11/8/2007.
They sent me the policy and debited $207.56 on 11/28/2007 during the $1 month period, and $207.56 is for next month coverage Dec 08, 2007. I believed that is for many months that sum $207.56 covered. But on 11/29/2007 they sent me an invoice to pay before dec 08, 2007 $207.56 again...but they have debited already for the coverage of dec.08, 2007.

I understand the that $207.56 is for ONE month coverage only so their premium mailed $3.27 is not true. Then 11/29/2007 I cancel the policy and ask for refund of $207.56, as it is not yet dec 8 which starts the real coverage of dec 08, 2007...
and cancellation on 11/29/2007 is requested 10 days before the coverage of dec 8,2007.

Emails (3 times from me) then mails two times never got an answer from globe life...and they kept $207.56 in silence.
I ask my bank to not allow globelife to debit again...but bank cannot help if you sign and automatic debit. (I did not sign automatic debit)
Fortunaely.
If I ue their E-SERVICE they automatically debit my account with non stop.

WHAT IS MISLEADING me? the premium that their mail said "Monthly rates as low as $3.27 for Adults" in reality it is $207.56 for me!


If there is legal action vs Globe Life insurance co. I think there are 2 million (after Globe Life) people who are enrolled in such a way.
Compare to another term life that covers One Milion for $850/m for me...it is honest marketing...instead of $3.27 /mo for $50000 coverage.FAKE and SCAM of Globe Life!

Andrew XXX
long beach, California
U.S.A.

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This report was posted on Ripoff Report on 12/11/2007 12:56 PM and is a permanent record located here: http://www.ripoffreport.com/r/Globe-Life-And-Accident-Insurance-Co/Oklahoma-City-Oklahoma-73184/Globe-Life-And-Accident-Insurance-Co-misleading-mail-of-globe-life-insurance-to-hook-up-un-290633. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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