- Report: #1103414
Report - Rebuttal - Arbitrate
Complaint Review: Golden Time Group Inc.
Golden Time Group Inc.8401 NE Halsey Sreet #110, Portland, Oregon 97220 Portland, Oregon USA
Golden Time Group Inc. Upline United Inc.David Barksdale bogus cpn and authorized user trade lines Portland Oregon
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Two months ago, back in September of 2013, I was looking for a reputable credit repair company. While searching for a reliable-looking and inexpensive service, I came across a website called .ucc1services.com. They were offering something quicker and more attractive than the usual dispute letter factories claiming to reset my credit file by creating a new one with a CPN, Credit Privacy Number. a secondary credit number in lieu of social security number used to protect privacy but only for financial purposes, not to be used for any govermental applications.
I purchased a set of four numbers for my entire family for $500. They ask you to apply to roadloans.com and others to create a brand new file with a never-been used addresss and phone number so that you will have a clean slate to build a good credit file on. It turns out the numbers were social security numbers either belonging to children or generated but never been used by SSA. When I tried to go through the steps to create a file by applying to Capital One, Kohl's, Crown Jewelries and roadloans.com, two of the four numbers came back already registered which means somebody else has applied to those merchants already. It could only mean this guy sold the same numbers to different people.
When I confronted him about this, he blamed it on his vendor. So he supplied yet another numbers for me to use. Keep in mind that these numbers don;t come with credit history. So either ypu have to build them yourself or purchase seasoned trade lines to raise your fico score to 700 and above tier. So I paid him additional $1,030 for 3 credit card accounts as an authorized user. I used Paypal as a form of payment (this is the only way he will accept) on October 2, 2013. Ever since, he has been giving me a run-around till to date.
I elected not to raise issue initially with Paypal for the fear of jeopardizing my advance payment. But in hind sight, I should have done so(file a dispute) within the first 45 days. He will string you along just to make sure that you go over the threshold of 45 days bacause he knows that is the limit to file one. As soon as that period is over, he will hide and duck like a rat.
All in all, I am out of $1,530. He continued to offer refunds whenever I pressed him for immediate results. But I wanted to believe him at the time and that is what he is preying on. His name is David Barksdale, a black guy, who also owns a pet waste removal service in Las Vegas. I have reported to Paypal this morning and will be speaking to BBB in both Portland and Vegas tomorrow.
He has numerous websites. But he primaripy sells cpn's and trade lines. It turns out there are many cheaper and more reliable sources. He is just a broker but a dishonest one at that. His cell is (424)281-4830.
This report was posted on Ripoff Report on 12/01/2013 12:13 PM and is a permanent record located here: http://www.ripoffreport.com/r/Golden-Time-Group-Inc/Portland-Oregon-97220/Golden-Time-Group-Inc-Upline-United-IncDavid-Barksdale-bogus-cpn-and-authorized-user-tr-1103414. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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