• Report: #313936

Complaint Review: HARTFORD INSURANCE AND LONG TERM DISABILITY CLAIMS

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  • Submitted: Sun, March 02, 2008
  • Updated: Mon, August 27, 2012

  • Reported By:Lebanon Virginia
HARTFORD INSURANCE AND LONG TERM DISABILITY CLAIMS
POB 1810 Alpharetta, Georgia U.S.A.

HARTFORD INSURANCE AND LONG TERM DISABILITY CLAIMS WHEN SOCIAL DISABILITY COMES IN, TAKE THE MONEY AND RUN Alpharetta Georgia

*General Comment: WANT TO FILE ACLASS ACTION SUIT VS HARTFORD LTD INSURANCE.

*General Comment: Insurance companies may refuse legitimate claims for long term disability benefits

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I signed up and paid for Long Term Disability through my employment. When I did become disabled, Hartford did send payments until my Social Security Disability was approved. As soon as I received my Social Security notice, I received a letter from Hartford Claims that all back payments received from Social Security belonged to them and I was to sign the back of the check and forward it to them. And, it was a considerable sum.

The letter from them also stated that if I did not send the check to them, they would write me off their list and I would never again hear from them. Since I was young at the time, I decided to do the right thing and sent the check to them so they would continue my stipends throughout my lifetime. Big Mistake!!

For the past 20 years, since I became disabled, Hartford has constantly and consistently sent letters of threatened termination of my claim. In order to qualify for Social Security Benefits, five doctors submitted medical documentation that I will never be able to work in any field again and once a year, I receive a letter of continuation of benefits from Social Security.

Hartford, on the other hand, sends out these threatening letters twice a year and even schedules doctors visits in order to discontinue my payments from them. These doctors have no knowledge of my disabilities, no copies of my medical records, no copies of any X-rays nor MRIs that have been done. They then send their opinion to Hartford and my doctors have to appeal the decisions.
This is my advice to you from experience. When you receive your Social Security Disability back check, take the money and run with it. Do not ever send it to Hartford and you will not be subject to the constant aggravation, which borders of harrassment that I am still constantly subjected to.

Rozie
Lebanon, Virginia
U.S.A.

This report was posted on Ripoff Report on 03/02/2008 05:53 AM and is a permanent record located here: http://www.ripoffreport.com/r/HARTFORD-INSURANCE-AND-LONG-TERM-DISABILITY-CLAIMS/Alpharetta-Georgia-30023/HARTFORD-INSURANCE-AND-LONG-TERM-DISABILITY-CLAIMS-WHEN-SOCIAL-DISABILITY-COMES-IN-TAKE-T-313936. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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0Author 2Consumer 0Employee/Owner
Updates & Rebuttals

#1 General Comment

WANT TO FILE ACLASS ACTION SUIT VS HARTFORD LTD INSURANCE.

AUTHOR: Iris Pena-Diaz - (United States of America)

THE HARTFORD INSURANCE FRAUDALENT AND MALICIOUS SALES PRACTICES, IS STILL THE SAME, "GET 40% OR 60% OF YOUR SALARY RATE WHEN YOU BECOME DISABLE, AND ENJOY PEACE OF MIND".

THEY ACCEPTED MY APPLICATION, AND MADE TWO INITIAL PAYMENTS AT THE SALARY RATE, BUT ASA SOCIAL SECURITY WAS ACTIVATED THEY TOLD ME  80% WOULD BE DEDUCTED, JUST GOT $167.50 AFTER TWO YEARS OF WHERE THEY RECOUP MY BENEFITS.

AFTER PAYING BI-MONTHLY PREMIUMS TO HARTFORD LONG TERM DISABILITY INSURANCE FOR OVER 20 YEARS, I FIND MYSELF IN THE WORST FINANCIAL POSITION OF MY LIFE, SICK AND DEEP IN DEBT.

THEIR FALSE REPRESENTATION ON THE EXTENT OF SECURITY THEIR INSURANCE WOULD PROVIDE  ME MADE ME WITH, MADE ME WASTE  20 YEARS OF MY LIFE PAYING FOR A 60% COVERAGE AND, RELYING ON A FALSE FINANCIAL SECURITY, AND KEPT ME FROM SECURING A GOOD DISABILITY INSURANCE.  I HAD TO GET A PERSONAL LOAN ON MY APARTMENT, IN ORDER TO HELP ME STABILIZE MY FINANCES.
PLEASE PUBLISH THIS AND HELP ME FIND PEOPLE TO JOIN THE CLASS ACTION SUIT.
I AM ASKING THAT ALL THE PEOPLE THAT HAVE THIS SAME CONTACT ME
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#2 General Comment

Insurance companies may refuse legitimate claims for long term disability benefits

AUTHOR: SonjaKathryna - (United States of America)

Rozie, thanks for sharing - my name is Sonja, & Im with the disability rights group from Sokolove Law.  We have been reviewing thousands of potential claims where insurance companies refuse long-term disability benefits to someone who has a legitimate claim. Too often, legitimate claims are denied because insurance companies look for every possible legal and technical angle available that will allow them to deny a valid claim. When an insurer does not live up to its end of the contract, they act on what is called bad faith. 

 For folks interested in learning more about bad faith practices of insurance companies, there is great information available at http://awe.sm/5o82i. If your claim has been rejected, I want you to know your rights and options. Call our office toll-free at 800-581-6943 to learn about your options and receive a free legal consultation.
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