- Report: #1170751
Report - Rebuttal - Arbitrate
Complaint Review: Horizon Gold Card Services
Horizon Gold Card ServicesPO Box 1275 Indiana, Pennsylvania USA
Horizon Gold Card Services Horizon Gold Dollar Store Ripoff "Credit Card" Indiana Pennsylvania
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I chose 20yrs ago not to use credit. When I turned 18, I done the whole credit card thing and ended up with about 12 gold and platinum cards in all. I had had enough! I applied for a debt consilodation loan, paid them all off, and cut them up. From that point on, I had learned my lesson!
Recently, I realized that since my son was starting school and my current vehicle only gets 11mpg, it would cost me $35 a week just in gas to take him and pick him up so I knew that I needed another vehichle. With no credit, what they say is true, "No credit is the same as bad credit".
So to help build some credit, which I really hated doing, I started researching some credit cards online. I have even recieved pre paid cards in the mail just for going to their site.
So one day, after retrieving the mail, I find a Horizon Gold Card in the mail. I knew that thier site kept popping up as I was researching cards, but honestly, I dont remember applying for this card. I read everything front to back and realized that there would be a charge each month, added, just for having it.
I sent customer service an email, which was never answered, just to inquire about it. It appears that you have to shop at their "Outlet" and use their "Credit Card." Since I couldnt get any answers, I thought I would view their "Outlet" site. You have to enter the card number in order to do so. News Flash!!! Soon as you enter the card # and visit the "Outlet," you activated the card and here come the charges!
I went to view everything offered, since I activated the card. You have got to be kidding me!!! I bet I didnt see more than 40 items offered and everything I seen, looked like something you would buy at a discount store with jacked up prices! I just couldnt believe it.
Here comes the fun part, when you try to cancel it. I sent several emails and was instructed to call. I know why now. Once I called and tried to cancel, they acted as if they were desperate and didnt want me to cancel by any means. They first said, "What if I can tell you now that I can raise your credit limit by $500" I said no, I would just really like to cancel. Then she said,"What if I can tell you that I can offer you roadside assistance and legal help if needed," I said no, I really want to cancel, there is nothing at your "Outlet that I viewed, that I would be interested in. It didnt stop there!
Finanlly, I just had to hang up. Note to anyone out there trying to start credit or repair your credit, stay clear of Horizon Gold. You can go to your local Dollar Tree and get the same merchandise and pay %200 less for it! No
Now, I just have to make sure that I dont get charged down the road for anything, that is what I am afraid of!!
This report was posted on Ripoff Report on 08/19/2014 09:14 AM and is a permanent record located here: http://www.ripoffreport.com/r/Horizon-Gold-Card-Services/Indiana-Pennsylvania-15701/Horizon-Gold-Card-Services-Horizon-Gold-Dollar-Store-Ripoff-Credit-Card-Indiana-Pennsyl-1170751. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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