- Report: #498645
Report - Rebuttal - Arbitrate
Complaint Review: Howard Lee Schiff PC
Howard Lee Schiff PCTolland St E Hartford, Connecticut United States of America
Howard Lee Schiff PC Making monthly payments yet they still wanted more and threatened to garnish my wages (had none at the time), freeze my assets, slap a lien on my home E Hartford, Connecticut
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I bought a sleep number bed from sleep number and they gave me a plan for no payments for 1 year with no interest. I get my first bill after the year is up from GE Money and they added a whole year's interest, and a fee of $39.00 for being over the limit and they wanted an amount that I could not afford. I called and asked for help but got no where with them so I called the attorney general's office and GE put me on a hardshp plan for 9 months and I asked them if I may continue the plan in the 8th month because I could not find a job but was told I did not qualify for it. They never asked for a financial statement from me and the payment they wanted from me after the 9th month was around $600.00 to get it under the limit and still being charged $39.00. It was not a charge card where I went out and charged anything. The interest rate is now 29.99%. The amount of the bed was $2449.96 the bill is now over $3700. I told them to come get the bed since I could not afford it. Then a few months later I get a letter from Howard Lee Schiff, PC and I called and thought I made arrangements to make monthly payments of $50.00 so the first month was ok. Made another payment of $50.00 in May, got a letter from them 2 days after saying "don't ignore this letter" so I called and asked what I was paying the monthly amount but was told that they wanted $75.00 per month and the other girl was new, did not know what she was doing and the amount I owe was too high for the 50.00 and that if I did not pay the 75.00 they could garnish my wages, put a freeze on my assets, and a lien on my house. I was emotionally upset and crying we would not survive if they did that and paid an extra 50.00 to cover the last two months. Well I ended up getting papers that I was being sued in small claims court. I called and asked now what, I am paying you 75.00 each month but was informed that they wanted 94.00. I said I can not afford that. I was still at that time without a job that paid me a salary, my weork I do involves commission and with the economy and no sales I have no commission. I ended up going to court to plead my case and let the courts decide how much if any I should pay. I did ask before court a copy of the contract and proof that I owe the money and I got a statement and some papers I can not read and a computer printout of a bill for someone I don't know, how much he owes, the number of the card.
This report was posted on Ripoff Report on 09/22/2009 09:23 AM and is a permanent record located here: http://www.ripoffreport.com/r/Howard-Lee-Schiff-PC/E-Hartford-Connecticut-/Howard-Lee-Schiff-PC-Making-monthly-payments-yet-they-still-wanted-more-and-threatened-t-498645. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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