• Report: #585059

Complaint Review: http://www.choicepersonalloans.com

  • Submitted: Wed, March 24, 2010
  • Updated: Sat, January 08, 2011

  • Reported By: Tae — Las Vegas Nevada United States of America
http://www.choicepersonalloans.com
Internet United States of America

choicepersonalloans.com Rip Off Unsecured Loan Website Internet

*Consumer Comment: Are you kidding me?

*REBUTTAL Owner of company: Alegations Not True

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I was looking for personal unsecured loan and found http://www.choicepersonalloans.com. I applied $50,000 with all my personal information because at the website, ther're a lender and i could get a personal loan up to $100,000. After I applied, I was transfered to payday loan website and asked me to apply again for up to $1,500.


I emailed at [email protected] 3 times for complain but no answer. At the website, no address, no phone number to reach.


After apply, until today, I'm getting a lot of unwanted slaes calls from everywhere like secured loan, retail platinum card (not a credit card), car insurance, etc.


I had to call national Do Not Call Registry, change my bank account, freeze my credit report...


This kind of fake companies should removed from online search engine and people should look out otherwise, it's nothing but a hassle.


Becareful about this website and any other websites with no contact information. Do research before apply.


This report was posted on Ripoff Report on 03/24/2010 02:29 PM and is a permanent record located here: http://www.ripoffreport.com/r/httpwwwchoicepersonalloanscom/internet/choicepersonalloanscom-Rip-Off-Unsecured-Loan-Website-Internet-585059. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 1Consumer 1Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

Are you kidding me?

AUTHOR: Bill - (United States of America)

To "owner" who filed a rebuttle.

First of all, are you seriously going to tell somebody that theyre pretty much lying and they didn't apply at your site? How low is that...I'll tell you one thing, I can certainly attest to the fact that YOU DO NOT ANSWER EMAILS! I sent an email at the same link after applying and being redirected to check my credit, and type in the total amount of revolving accounts found in my credit report for verification. I got no response. My email was due to the fact that nowhere in that credit report did it show me my total revolving debt. It was a completely different credit check website than what was required to do at the beginning of the application where you type your score in, so why did I have to check my credit twice? Come to find out, the information that was needed for verfication actually came from the website I first used to check my credit at the beginning of the application, not the one that it made me go to, toget the revolving info for verification. What a joke. I ended up getting no responses, no emails, no calls, from any lenderslike I was promised before I signed up. My only conclusion is that you take everybodys personal information and either scam them yourselves, or sell the info to someone who will scam them. This company is nothing but fake, and is a total scam. DO NOT USE!

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#2 REBUTTAL Owner of company

Alegations Not True

AUTHOR: Choice - (United States of America)

Based on the complaint, I am doubtful that this person even applied at out site. Desperate people do desperate things and it is very likely that their experience was with another company and they are confused, thinking it was our company b/c they likely applied with multiple sources, all over the Internet. In fact, I looked in our system for a loan amount of $50,000 from NV with the name Tae and we don't have any record.  In addition, we respond to all emails.

We work with many different lenders and route our applicants to the appropriate sources based on their credit scores which we request on a pre-qualification page. During the pre-qualification process, we do not require any sort of personal information or phone numbers at all. We are not going to direct unqualified applicant to lenders that can approve loans of $50,000 knowing that they are not going to get approved.

In addition, we abide by all CAN-SPAM laws so the accusations of unwanted sales calls  is 100% false and unwarranted. We don't even collect phone numbers during the pre-qualification phase!

We agree that there are many shady companies out there. However, we are not one.
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