iFreedom Direct...Beware of Craig Day Craig Day Additional costs, not truthful, poor service, the run around , Internet
This website was very helpful in showing me who I was dealing with in one Craig Day from iFreedom Direct. I think this company gets lots of complaints but it has someone who scowers the internet to see that they are either removed or a monetary agreement is reached. I don't want any money and I am trying to be fair. The original complaint is almost exactly what Craig day tried to do to me. He gave me the run around telling me that all my paperwork looked great and then he would call and ask for ten more things. What he didn't know was that I had been checking around on interest rates and educating myself on the VA mortagage market. I called a local company and got a rate 1/2 a point cheaper and also got $2,000 back at closing. One thing I would warn anyone about iFreedom is that they do not give your paperwork to the loan manager till it is complete. So if you have a closing date of the 25th of the month and Craig is still asking you for paperwork it means that the loan officer has not even seen the first peice of paperwork. [continued below]....
..... for your loan. I send my new loan officer all my paperwork in less than two hours and she approved me and locked me in at 3.5% for 30 years before she got the paperwork!!
The name of my Mortgage Company here in Northern Virgina is Pxxxxx Mortgage (((REDACTED))) and I could not have been happier with how quickly and professionally they completed my laon on time with no glitches. My feeling is that if I had not switched lenders Craig would have told me we weren't going to make the closing date and would have lost my house. The guy doesn't give a dam about you even though he'll say "Id like to thank you for your service" it's a croc!! Go find a real leander who will be up front with you from start to finish. Good Luck!-J
sorry, allowing you to give a competitors name would instigate others to just file against their competition, to only come back later to suggest their company your comments on this policy are welcome! CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
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