• Report: #822716

Complaint Review: Interactive Financial

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  • Submitted: Sat, January 14, 2012
  • Updated: Sat, January 14, 2012

  • Reported By: PH — Cincinnati Ohio United States of America
Interactive Financial
2140 Walnut Lake Rd, Suite 104 West Bloomfield, Michigan United States of America

Interactive Financial Kirk Ruddle Provided False Preapproval Letter West Bloomfield, Michigan

*Consumer Comment: Dude, learn what "pre-qualified" means

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Kirk Ruddle provided a preapproval letter in which he stated "Based upon his Credit Profile and Income information provided ***** has been pre-qualified for a FHA Loan for the above listed address. 

Kirk was asked by the selling realtor about *****'s credit and Kirk said it was fine, everything was going smoothly.  Over the next 8 weeks, Kirk was asked repeatedly about the loan, and replied that everything was going fine and the loan would be ready by mid-December. 

Based on Kirk's letter and verbal reassurance, the seller evicted their renter in December, made requested upgrades and repairs to the house, and moved everything out of the house into storage.  The seller spent over $2,500 based on Kirk's written word.  Kirk's word is useless.

Kirk had done nothing in those 8 weeks but lie.  When Kirk finally ran the Credit Profile in late December, he discovered a 150 day late mortgage payment on the buyer's Credit Profile.  The same Credit Profile he has supposedly reviewed 10 weeks earlier.  The loan was unable to be processed because of the 150 day late payment. 

Kirk Ruddle is worse than useless, he deliberately lies and deceives.

This report was posted on Ripoff Report on 01/14/2012 10:07 AM and is a permanent record located here: http://www.ripoffreport.com/r/Interactive-Financial/West-Bloomfield-Michigan-48323/Interactive-Financial-Kirk-Ruddle-Provided-False-Preapproval-Letter-West-Bloomfield-Michi-822716. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

Dude, learn what "pre-qualified" means

AUTHOR: Steve - (USA)

Prequalified is totally different than pre-approved; the former basically means nothing. So the guy didn't lie to you at all, you just made a dumb move by evicting your tenant based on no information.

Oh well, live an learn.  
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