I aproached International City Morgage in Irvine to refinance my home. At the time I was promised that the refinance was going to cost me $3,000 and that there would be no other costs whatsoever. Not only that I was told in December on 3 different occassions that my first morgage payment would not be due until March 2007. At the closing of the documents I noted to the notary that the charges on the document which totaled $56,000 were way out there and $53,000 more then agreeded on.
At that point I handwrote in the documents that were sent over the correct amount and date that the payments were to begin. I never heard back from anybody so I figured (silly me) that they changed the documents and we were at what we agreeded on. In Feburary around the middle of the month I recieved a notice from a Option One morgage company that my first payment was 2 weeks past due. I informed them that who in there right mind would pay $56,000 for a loan and that there was a huge mistake. The documents Because of the loan being $56,000 that appeared on the loan documents for broker fee's due, and past due amounts to Saxton Morgage (which was a lie as I made the payments for the past year before the refinance) and know for a fact that there were no fee's due to Saxton morgage company which was the company that held the old morgage of $484.000 I have now gone into foreclosure and will be loosing my home. I wish I new a lawyer that would take this case to court as I am disabled and have lost just about all my savings, and credit over this fisco. I believe that $56,000 is the largest amount I have ever heard of charged for a loan and that is why I am calling it an unusal rip off and done by a true con artist because that is what I feel!
SAN JUAN CAPISTRANO,, California