j wothington direct finance bryan stewart or amy stewart or allanah cruz or the pick up person for my money Oshane leslie told me i was going to get a loan after i secured it with 491.07$ Internet

i went online and looked up where i can get a loan for people with bad credit on the 16 novenber and got a phone call from a allanah cruz from j worthington direct finance who told me that i was approved for a loan of five thousand dollars but seeing i did not own my own house or own a car no older than a 2010 that i had to pay the 3 month advance to secure my loan for the of 491.07 giving me payments of 163.69$ per month at an 11% interest and once they receive my money that my loan will be direct deposited into my account on the same day...they said to pay by money gram to an Oshane Leslie. then after that i spoke to an amy stewart who then told me congradulations on my financial freedom and transfered me to a brian stuart who would be sending out my loan...  then this bryan told me that the first lender had changed their amount of deposit due to my bad credit history and wanted more of a deposit but he said he refused that lender and had a meeting with another one and that this one signed and released my loan on the 23 of november,,, now he tells me that my loan is being held due to an overseas transfer and that i have to pay the government 452.00$ to get these funds released and get my loan..i told him i want my money back and he told me that he would call me back to start the refund and that i would receive within 30 business days,,, but yet they could do a deposit into my account within 2 hours but it's going to take 30 days to get my money back something is very very fishy