I hired Janian and Associates to do a home loan modification in Jan. 2010. I talked to many
specialists starting with Annie Correa. I paid them $2900.00 for their services. I called and
talked with and emailed and faxed items in every week or two as the specialists required, I
still have all the files, folders and so forth that I sent to the various specialists.
I did what was required of me, in terms of paper work, for almost 2 years. I was told the
loan companies were stalling, did not want to modify the loan, did not get back with them
in a timely manner. They told me to sit tight, I was in good hands, not to worry, they were
going to take care of me.
This continued for 2 years, it was never their fault at Janian, always the loan company. I
actually talked with several of the loan company personel, they told me, that they had not
received anything on a home loan modification from me. I told Janian specialists about the
conversation, they said, they were lying.
This cat and mouse game continued with calls and emails to Yetta Lee, Ingrid Franco, and
the refund specialist, Cristina Dominguez for months. I was finally told, by Ingrid Franco,
that Mr. Janian would call me and talk with me. I thought this was another put off, but
07-27-2011, Mr. Janian called and we talked.
Mr. Janian explained that the problem with the loan modification was not with Janian, but
with the loan companies themselves. He asked me what I wanted to do. He had hired
another firm to handle the home loan modifications and did I want to stay work with them
or did I want my money back. I said, I want my money back. I was then told, that he was
borrowing money from banks, friends and other places to return the money to his customers.
He told me, that he was an honest man, and he gave me his word, that he would refund the
money. Where I come from, your word is everything, if it is no good, then you are a worthless
Well, that is where we are at now. I cannot contact anyone at Janian, emails, voice mails
and phone calls get no response. I just hope Mr. Janian sees and reads this email and
that he upholds his promise to return not only my money, but others as well. I also hope,
that if this was a scam and a fraud from the beginning, then the Lawyers need to be dis-
barred and the workers need to be prosecuted for fraud. I have not heard of any class
action law suits being brought against the firm, but I wonder if there are any out there?
I have given a fair and accurate account of the things that have happened to me, during the
loan modification period and have the letters, files, emails, etc. to justify what I have stated.
I know others who used Janian and they also have had trouble, many are filing complaints
with the Calif. Attorney General, but from what I have heard, they are really not doing any-
thing about this problem either. Maybe someone else has some more up todate information,
I sure would be interested in finding out about it. Thank you for your time.