• Report: #267204

Complaint Review: J.D ByRider

Thank You

Read how Ripoff Report saves consumers millions.

  • Submitted: Mon, August 13, 2007
  • Updated: Sat, August 25, 2007

  • Reported By:Hartford City Indiana
J.D ByRider
506 East McGalliard Rd Muncie, Indiana U.S.A.

JD ByRider I guess I'm a Stupid Co-signer right Ripoff Muncie Indiana

*REBUTTAL Individual responds: Bankrupcy?

*Consumer Suggestion: I hate to say this.

*Consumer Suggestion: I hate to say this.

*Consumer Suggestion: I hate to say this.

*Consumer Comment: Too bad

*Consumer Comment: Too bad

*Consumer Comment: Too bad

What's this?
What's this?
What's this?
Is this
Ripoff Report
About you?
Ripoff Report
A business' first
line of defense
on the Internet.
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™

SEO Reputation Management at its best!

Ok, about 6-9 months ago I was asked by a friend to help her purchase a vehicle from JD ByRider she chose a 2000 chrysler voyager with the mitsubishi 3.0L 6cyl. motor, it had power locks and windows and ABS, standard chrysler AM/FM cassette radio and the dual sliding doors and 100k miles. I list these things so that anyone can go to KBB.com and look up it's value in poor or fair condition.

At no point was I told the total sale value of the vehicle, in fact i was told when asked that "oh, well you don't need to worry about that do you she's going to be making the payments. right? And, you're only co-signing." stupid me I left it at that. I later found out that the sale price was over $12,000 for a vehicle that has a Retail value in fair condition of $4100.

Other conditions of the sale, not only did I have to co-sign, but there was a $500 trade in plus I had to put an additional $1000 in cash down on the deal.

Additionally, once delivery of the vehicle was taken ...for the first 4 months the van needed the brakes fixed seemingly every week the rear brakes kept getting stuck, their service people would not check out the system only replace the brake pads, and even then they never seemed to have a technician available to get the van in to get fixed in a reasonable amount of time always setting appointment time 2-3 weeks later then once it was turned in for the appointment they had to keep it there for a few days before it was done... I mean come on if it wouldn't have voided the warranty i could have fixed the problem in a few hours by myself. This is not the only issue with the van, shortly after getting it i told her that the altenator or voltage regulator (built into the alternator) was bad we had to schedule a time for it to get fixed on the first appointment they said oh there is nothing wrong with the van it's just like that when it's cold and the turned up the idle... the problem continued, then next service appointment was 3 weeks later this time the had it for 3 days and finally replaced the altenator (another max one hour job). We had also noticed that the rear main seal on the engine had been leaking since getting the van, it took a month to get an appointment to get that fixed, and they kept the van for 2 weeks to do it... and it had to be taken in twice for that to get done right I think the first time they just poured som gasket sealer in to cover the problem but it didn't. Tell me please has JD Byrider cornered the market on Lemons?

My Friend, faithfully made the payments until this month when before the payment was due she turned the vehicle in and told them it was no longer in her price range having fallen on bad times... paying $334.33 monthly plus full coverage insurance $164.00 a month, on a fixed monthly income of $664 after her roommate moved out. the very next day Still before the payment was due on the van I got called "hey we're offering you the option on this van you co-signed for..." what do I need it for I have a perfectly good car I already own with no payments and no problems? Why would I want their Lemon, at nearly 3 times fair market value? when i tried to explain this to them "Ok.. well we'll see you in court and garnish your wages"

Why is there no protection for someone who wants out of a co-signer contract ... or some clause for transfer or release of co-signer responsibility?

Can anyone help on these issues?

Dragonclaw
Hartford City, Indiana
U.S.A.

This report was posted on Ripoff Report on 08/13/2007 04:30 PM and is a permanent record located here: http://www.ripoffreport.com/r/JD-ByRider/Muncie-Indiana-47303/JD-ByRider-I-guess-Im-a-Stupid-Co-signer-right-Ripoff-Muncie-Indiana-267204. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

Click Here to read other Ripoff Reports on J.D ByRider

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Search Tips
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?
REBUTTALS & REPLIES:
0Author 6Consumer 1Employee/Owner
Updates & Rebuttals

#1 REBUTTAL Individual responds

Bankrupcy?

AUTHOR: Dragonclaw - (U.S.A.)

What if the person I co-signed for files bankrupcy? does that clear me of this obligation as co- signer??
Respond to this report!
What's this?

#2 Consumer Suggestion

I hate to say this.

AUTHOR: Mark - (U.S.A.)

i hate to say this, but you may have to go after your friend to help you pay that debt. It's a nasty shame, for sure, but the same happened to someone I knew. she co-signed on a car loan and the guy skipped, leaving her to hold the bag. She ended up going after him in court. She won, eventually, and he had to pay everything. The lawyer cost her like 2,000 (which he had to pay when she won,)

She looked at this way: It might cost 2,000, but that's better than 22,000 and a car i don't want.

Don't kick yourself too hard, there's plenty of people out there that will do that for you. Just learn from it.
I wish you all the luck.
Respond to this report!
What's this?

#3 Consumer Suggestion

I hate to say this.

AUTHOR: Mark - (U.S.A.)

i hate to say this, but you may have to go after your friend to help you pay that debt. It's a nasty shame, for sure, but the same happened to someone I knew. she co-signed on a car loan and the guy skipped, leaving her to hold the bag. She ended up going after him in court. She won, eventually, and he had to pay everything. The lawyer cost her like 2,000 (which he had to pay when she won,)

She looked at this way: It might cost 2,000, but that's better than 22,000 and a car i don't want.

Don't kick yourself too hard, there's plenty of people out there that will do that for you. Just learn from it.
I wish you all the luck.
Respond to this report!
What's this?

#4 Consumer Suggestion

I hate to say this.

AUTHOR: Mark - (U.S.A.)

i hate to say this, but you may have to go after your friend to help you pay that debt. It's a nasty shame, for sure, but the same happened to someone I knew. she co-signed on a car loan and the guy skipped, leaving her to hold the bag. She ended up going after him in court. She won, eventually, and he had to pay everything. The lawyer cost her like 2,000 (which he had to pay when she won,)

She looked at this way: It might cost 2,000, but that's better than 22,000 and a car i don't want.

Don't kick yourself too hard, there's plenty of people out there that will do that for you. Just learn from it.
I wish you all the luck.
Respond to this report!
What's this?

#5 Consumer Comment

Too bad

AUTHOR: Prissy - (U.S.A.)

It's too bad that she has defaulted on the loan. And no, there is not much you can do. You signed on the line. You are as responsible as the other signer.
Respond to this report!
What's this?

#6 Consumer Comment

Too bad

AUTHOR: Prissy - (U.S.A.)

It's too bad that she has defaulted on the loan. And no, there is not much you can do. You signed on the line. You are as responsible as the other signer.
Respond to this report!
What's this?

#7 Consumer Comment

Too bad

AUTHOR: Prissy - (U.S.A.)

It's too bad that she has defaulted on the loan. And no, there is not much you can do. You signed on the line. You are as responsible as the other signer.
Respond to this report!
What's this?
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?

Advertisers above have met our
strict standards for business conduct.



Ripoff Report Legal Directory