• Report: #350895

Complaint Review: Juniper Card Services

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  • Submitted: Mon, July 14, 2008
  • Updated: Mon, July 14, 2008

  • Reported By:Berkeley Springs West Virginia
Juniper Card Services
P.O.Box 13337 Philadelphia, Pennsylvania U.S.A.

Juniper Card Services Company rips off Senior Citizen,and Acount was closed in 2007! Philadelphia Pennsylvania

*Consumer Comment: Here's what may have happened.

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I paid off my account the middle of the the year, 2007.This is July 10,2008 and they are still sending me bills.Each month for late fee $39.00.I keep telling them that it was payed in full,and the card cut up and trashed.And that my account was closed a long time ago.They keep adding ,more and more monthy late fees.I DON'T HAVE ANY CARD AND DON'T HAVE an Account with them as of the middle of 2007.I hope that you can help me out I am Senior Citizen.And how many of us are out there.That they are doing the same thing,too.Juniper should be turned the the BBB,for the acts,they are pulling ,on us.We need your help, the company should be put out of bussiness!!!

Shelly
Berkeley Springs, West Virginia
U.S.A.

This report was posted on Ripoff Report on 07/14/2008 05:33 AM and is a permanent record located here: http://www.ripoffreport.com/r/Juniper-Card-Services/Philadelphia-Pennsylvania-19101-3337/Juniper-Card-Services-Company-rips-off-Senior-Citizenand-Acount-was-closed-in-2007-Phila-350895. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 1Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

Here's what may have happened.

AUTHOR: Nikki - (U.S.A.)

You said you paid off your card in 2007. Did you make sure the next statement showed a zero balance? This is how all credit card companies work these days.

Say you get a bill dated April 1 for $500, due on April 20th. Say you pay the $500 on April 15, thinking you paid the bill in full. Whoops, you forgot to add interest from the 1st through the 15th. Your $500 balance was the balance as of the statement date of April 1, not your balance as of April 15. So, on the May 1 statement, you may have owed $10 interest. When you didn't pay that, you got hit with the late fee, and every month thereafter.

Many people who think they pay off their credit cards don't bother to open the next bill, figuring it's just going to be zero.
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