- Report: #1140109
Report - Rebuttal - Arbitrate
Complaint Review: LoanMax Title Loans
LoanMax Title LoansMechanicsville Turnpike Mechanicsville, Virginia USA
LoanMax Title Loans TOTAL RIP-OFFS AND LIARS Mechanicsville Virginia
*Author of original report: TitleMax Title loans....NOT LOAN MAX!!! SORRY!!!
*Consumer Comment: By the way?
*General Comment: Deadbeat lender....
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line pay day loan place. I was told it would be SOO much more financially beneficial to go with them, due to the interest rate ONLY being 14% PER MONTH.
After deciding to go with them, I made payments for two months, afterwhich I received my FIRST receipt that was correct, as I was given SOMEONE ELSE'S RECEIPT THE PREVIOUS MONTH!!!! (I didn't notice this, as it was around the amount of my loan, but I didn't notice that it didn't list MY name!! I mean, that's one thing you shouldn't have to verify!!!
That's when I was told that each month, there was either $80 or $60 applied to my loan, and it alternated each month. Well, I just called because I finally got the amount of money I need to pay the d**n thing off, and some "substitute" manager tells me that my balance is LITERALLY ONLY $72 LESS THAN MY ORIGINAL LOAN AMOUNT, AND I'VE BEEN PAYING ON IT FOR 4 MONTHS!! (loan amount, $1,000, loan payments, $153.00) You do the math!! Plus, this substitute manager tells me that NEITHER $80 OR $60 was the amount applied to the principal of the loan, it was ONLY $40!!! HOWEVER, THAT DOESN'T EVEN ADD UP!!! So, I went online to find someone at a "home office" to call, and I can't even find a telephone number to anyone!! My ONLY option is a location!!
Oh, and by the way, one month I was late making my payment, due to MORE car repairs, and boy did their demeanor change!! The nice, sweet, funny manager turned into satan himself!! She threatened that EACH DAY I WAS LATE WAS $30 IN INTEREST ALONE!!! This wasn't true, but that's exactly what she THREATENED!! I called every other day to let them know what the status was, and she was a total BIAtch.
Look, I understand if you need money for rent, car repairs or whatever....just do yourself a favor...FIND SOME OTHER WAY TO DO IT!!! You DON'T WANT TO BORROW FROM THESE PEOPLE!!! H***, even an on line pay day loan would be better than these crooks!!!!
This report was posted on Ripoff Report on 04/19/2014 10:39 AM and is a permanent record located here: http://www.ripoffreport.com/r/LoanMax-Title-Loans/Mechanicsville-Virginia-23111/LoanMax-Title-Loans-TOTAL-RIP-OFFS-AND-LIARS-Mechanicsville-Virginia-1140109. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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