• Report: #146663

Complaint Review: Love, Beal & Nixon, P.C.

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  • Submitted: Sat, June 18, 2005
  • Updated: Sun, April 17, 2011

  • Reported By:tulsa Oklahoma
Love, Beal & Nixon, P.C.
6613 North Meridian Oklahoma City, Oklahoma U.S.A.
  • Phone: 405-720-0565
  • Web:
  • Category: Lawyers

Love, Beal & Nixon, P.C. FRAUD, FDCPA violations, OK Consumer Protection Act violations, Unfair & Deceptive Practices Act violations, etc Ripoff Oklahoma City Oklahoma

*Consumer Comment: LOVE BEAL

*Consumer Comment: they cant do this

*Consumer Comment: going thru the same thing

*General Comment: Love Beal and Nixon scum

*REBUTTAL Owner of company: lbn help

*Consumer Comment: hello

*Consumer Comment: YEA to the attorney from OKC

*Consumer Comment: I am an attorney that battled LB&N and got case dismissed.

*Consumer Comment: I am an attorney that battled LB&N and got case dismissed.

*Consumer Comment: I am an attorney that battled LB&N and got case dismissed.

*Consumer Comment: I am an attorney that battled LB&N and got case dismissed.

*Consumer Suggestion: Need help with this Firm

*Consumer Comment: Help with Love Beal Nixon

*Consumer Suggestion: Frances, check with the FTC and OK State Bar

*Consumer Comment: Frances, what is your case number?

*Consumer Comment: Frances, what is your case number?

*Consumer Comment: Frances, what is your case number?

*Consumer Comment: Frances, what is your case number?

*Consumer Comment: Response to Frances and Chase

*Consumer Comment: Love Beal and Nixon FDCPA violations.

*Consumer Suggestion: I Beat LBN in Court - Case Dismissed

*Consumer Suggestion: Slammed Love, Beal & Nixon!!

*Consumer Suggestion: I slammed Love, Beal and Nixon

*Consumer Comment: you're very right very difficult to get past the default

*Consumer Comment: you're very right very difficult to get past the default

*Consumer Comment: you're very right very difficult to get past the default

*Consumer Comment: you're very right very difficult to get past the default

*Consumer Comment: Partly right, partly wrong

*Consumer Comment: You may have a case

*Consumer Comment: hello some lady showed up at our door with papers

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The collection lawfirm, Love, Beal & Nixon are the bottom of the barrel here in Oklahoma. They do collections for companies like Asset Acceptance and Midland Credit Management, junk debt buyers who are right up there with the worst of the worst.

Among many other things, Love, Beal & Nixon add illegal attorney's fees to their accounts. This simply constitutes as fraud. It is illegal to add in attorney's fees on defaulted credit cards prior to a summons, judgment, and approval of a judge. After only holding the account for a couple of weeks, Love, Beal & Nixon places the fees (between $400 and $500, from what we see) on each person's account and then attempts to collect the entire balance.

THIS IS FRAUDULENT.

The lawyer I've consulted with (and will shortly be hiring), is taking on cases regarding this company. If you or anyone you know are dealing with Love, Beal & Nixon, contact me or post here and I can give you more information.

We need to STOP these crooks!

Chase
Tulsa, Oklahoma
U.S.A.

This report was posted on Ripoff Report on 06/18/2005 09:38 AM and is a permanent record located here: http://www.ripoffreport.com/r/Love-Beal-Nixon-PC/Oklahoma-City-Oklahoma-73123/Love-Beal-Nixon-PC-FRAUD-FDCPA-violations-OK-Consumer-Protection-Act-violations-U-146663. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 29Consumer 1Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

LOVE BEAL

AUTHOR: stopfraud - ()

I am being sued by LBN due to an alleged Capital One debt. They have entered judgement against me, and now just waiting for my hearing. I need help with them.
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#2 Consumer Comment

they cant do this

AUTHOR: David - (U.S.A.)

that company was SHUT down by the Better business beura. they can not collect on that debt from my understanding.  fight them on this. fill out the class action mail it back in. my wife got the same class action in the mail friday 4/15/11
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#3 Consumer Comment

going thru the same thing

AUTHOR: David - (U.S.A.)

they got me on a Granishment and it is killing me bill wise. i need to file chapter 7 on them. they keep calling my house they already got the judgement and they are asking for more money. now they are saying they can go after my wife and take her pay to hurry up and pay mine off. i am the only one  on the Judgement. my wife has nothing to do with it.  telling me they can take my car and items i own, even get a court order to come into my house and take the valuables i own to sell.

is this legal? can they do this to me or even call me and threatin me like this?
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#4 General Comment

Love Beal and Nixon scum

AUTHOR: Malenda - (United States of America)

 The debt that LBN sued me for was past the Statute of Limitations.  I was never invited to the court hearing, therefore, they received a default judgement.  I received notification that I am included in a class action law suit today from Midland Credit Management.  That is who LBN collected the debt for, MCM was not the original creditor either.  Just wondering if MCM is in trouble for shady practices and LBN collected the debt for them, is LBN liable also?
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#5 REBUTTAL Owner of company

lbn help

AUTHOR: ron w - (United States of America)

I had lbn contact me and they couldnt serve me they said and i owed 900.00 to my sams card a long time ago now they say i owe 3000.00 and change i tell them i need a bill with it itemize they wont do it what do i do i know i paid them the 900.00 thanks ron

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#6 Consumer Comment

hello

AUTHOR: David - (U.S.A.)

how did you do this i am replying to post#5. they sent some guy to my house it was after 10 at night he was beating on my door ringing the door bell every 2 minutes. and he went to the side of my house and was looking in my daugthers window.she heard a noise and looked out the window he was looking in. i had to call the cops to get him to leave my Property.he was parked in my drive way to about midnight.

how can i handle this they call my house 2 or 3 times a day. and i got papaers saying some company sued me i never got a court notice or anything.

i cant stand this law firm love beal nixon.

any help. thank you....

 

 

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#7 Consumer Comment

YEA to the attorney from OKC

AUTHOR: Stacey - (U.S.A.)

Thank you soo much for proving what scum bags these people really are!
Keep up the good work
please check www.budhibbs.com to see what true bottom feeders Love Beal Nixon really are
Also check your Secretary of State's website to see if these losers are even allowed by law to collect debts
In the State of Texas all Debt Collections must file a Surety Bond (learned that in court)
Good luck just fight these idiots - Go to court!!!!!
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#8 Consumer Comment

I am an attorney that battled LB&N and got case dismissed.

AUTHOR: Jmorris - (U.S.A.)

I am a attorney in OKC that has successfully defended a collection action brought by Love Beal & Nixon against a client of mine. It appears many cases brought are debt buying plaintiffs, which pose issues for the plaintiff. If you have any questions (legal representation or otherwise) please contact me through this website.

I'm not sure about posting my contact information in the post so I will not do so. My first name is a unique spelling. If you go to http://www.oklahomafindalawyer.com/FindALawyer

For the practice area, select Contracts, and in the field City Search type in Oklahoma City. When the 260+ results come up, do a Find (Ctrl+F, or Edit->Find) and search for my first name. This way you'll know I'm a licensed attorney and not just some guy claiming to be an attorney licensed in Oklahoma.
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#9 Consumer Comment

I am an attorney that battled LB&N and got case dismissed.

AUTHOR: Jmorris - (U.S.A.)

I am a attorney in OKC that has successfully defended a collection action brought by Love Beal & Nixon against a client of mine. It appears many cases brought are debt buying plaintiffs, which pose issues for the plaintiff. If you have any questions (legal representation or otherwise) please contact me through this website.

I'm not sure about posting my contact information in the post so I will not do so. My first name is a unique spelling. If you go to http://www.oklahomafindalawyer.com/FindALawyer

For the practice area, select Contracts, and in the field City Search type in Oklahoma City. When the 260+ results come up, do a Find (Ctrl+F, or Edit->Find) and search for my first name. This way you'll know I'm a licensed attorney and not just some guy claiming to be an attorney licensed in Oklahoma.
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#10 Consumer Comment

I am an attorney that battled LB&N and got case dismissed.

AUTHOR: Jmorris - (U.S.A.)

I am a attorney in OKC that has successfully defended a collection action brought by Love Beal & Nixon against a client of mine. It appears many cases brought are debt buying plaintiffs, which pose issues for the plaintiff. If you have any questions (legal representation or otherwise) please contact me through this website.

I'm not sure about posting my contact information in the post so I will not do so. My first name is a unique spelling. If you go to http://www.oklahomafindalawyer.com/FindALawyer

For the practice area, select Contracts, and in the field City Search type in Oklahoma City. When the 260+ results come up, do a Find (Ctrl+F, or Edit->Find) and search for my first name. This way you'll know I'm a licensed attorney and not just some guy claiming to be an attorney licensed in Oklahoma.
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#11 Consumer Comment

I am an attorney that battled LB&N and got case dismissed.

AUTHOR: Jmorris - (U.S.A.)

I am a attorney in OKC that has successfully defended a collection action brought by Love Beal & Nixon against a client of mine. It appears many cases brought are debt buying plaintiffs, which pose issues for the plaintiff. If you have any questions (legal representation or otherwise) please contact me through this website.

I'm not sure about posting my contact information in the post so I will not do so. My first name is a unique spelling. If you go to http://www.oklahomafindalawyer.com/FindALawyer

For the practice area, select Contracts, and in the field City Search type in Oklahoma City. When the 260+ results come up, do a Find (Ctrl+F, or Edit->Find) and search for my first name. This way you'll know I'm a licensed attorney and not just some guy claiming to be an attorney licensed in Oklahoma.
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#12 Consumer Suggestion

Need help with this Firm

AUTHOR: Pete - (U.S.A.)

I was alerted that this same firm is attempting to get a judgement against me for CC debt from 2001. The bills and fees are outrageous. If anyone can help me I would appreciate it, any direction towards legal representation would be helpful. I don't know how to establish contact with parties who have been victimized by LBN, I need some help.

Thanks,
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#13 Consumer Comment

Help with Love Beal Nixon

AUTHOR: Kelly - (U.S.A.)

I have just been served with my second suit from Love, Beal & Nixon and need to know step by step how to handle this pro-se. My debt is outside the SOL and I lost my last one because I didn't handle it correctly. I won't let that happen again.
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#14 Consumer Suggestion

Frances, check with the FTC and OK State Bar

AUTHOR: Steve - (U.S.A.)

Frances,

You could subpoena the FTC for a record of complaints filed against LBN at the FTC site.

You can also contact the OK State Bar Assoc for complaints filed against them.

You never mentioned what type of case you have in Federal Court.
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#15 Consumer Comment

Frances, what is your case number?

AUTHOR: M - (U.S.A.)

We are also fighting them in court. They managed to get a summary judgement against a loved one. Of course that doesn't stop their harassment, multiple phones with nasty voicemail messages and the like.

I will be posting our ripoffreport soon but Frances, we have good prime examples of them violating the FDCPA and Oklahoma Consumer Protections act.

Frances, your attorney is welcome to contact me.
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#16 Consumer Comment

Frances, what is your case number?

AUTHOR: M - (U.S.A.)

We are also fighting them in court. They managed to get a summary judgement against a loved one. Of course that doesn't stop their harassment, multiple phones with nasty voicemail messages and the like.

I will be posting our ripoffreport soon but Frances, we have good prime examples of them violating the FDCPA and Oklahoma Consumer Protections act.

Frances, your attorney is welcome to contact me.
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#17 Consumer Comment

Frances, what is your case number?

AUTHOR: M - (U.S.A.)

We are also fighting them in court. They managed to get a summary judgement against a loved one. Of course that doesn't stop their harassment, multiple phones with nasty voicemail messages and the like.

I will be posting our ripoffreport soon but Frances, we have good prime examples of them violating the FDCPA and Oklahoma Consumer Protections act.

Frances, your attorney is welcome to contact me.
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#18 Consumer Comment

Frances, what is your case number?

AUTHOR: M - (U.S.A.)

We are also fighting them in court. They managed to get a summary judgement against a loved one. Of course that doesn't stop their harassment, multiple phones with nasty voicemail messages and the like.

I will be posting our ripoffreport soon but Frances, we have good prime examples of them violating the FDCPA and Oklahoma Consumer Protections act.

Frances, your attorney is welcome to contact me.
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#19 Consumer Comment

Response to Frances and Chase

AUTHOR: Julie - (U.S.A.)

Hello to both of you and thanks for sharing your experiences. I am also beginning my court battle with LBN and was wondering if Chase could share the name of his attorney with me. I was also wondering how the federal case is going for Frances. I feel that LBN have violated both the FDCRA and the FCRA in my case. They re-aged my debt and have harassed me by telephone. And, their idea of validation is a joke but I need an attorney and would appreciate any referrals. Thanks!

Anne,
Hinton, OK
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#20 Consumer Comment

Love Beal and Nixon FDCPA violations.

AUTHOR: Frances - (U.S.A.)

I am dealing with Love Beal and Nixon in Oklahoma Federal Court right now. If anyone has any information about cases filed against Love Beal and Nixon for FDCPA violations please post here. I already have a very strong case and proof of FDCPA violations, but I would like to show as many cases as possible that disregarding the consumer's rights under FDCPA is a common practice for them.
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#21 Consumer Suggestion

I Beat LBN in Court - Case Dismissed

AUTHOR: P - (U.S.A.)

Please review my Rip-Off Report on Love Beal & Nixon PC dated 5/16/2006.

I beat them in court and got the case dismissed. I have given step by step information and instructions on how I did it Pro Se and am happy to share with others in the same situation and if your case falls into the same catagory as mine - credit card debt past 3 yr SOL in Oklahoma.
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#22 Consumer Suggestion

Slammed Love, Beal & Nixon!!

AUTHOR: Steve - (U.S.A.)

I got the DISMISSAL notice today from the FRIVOLOUS lawsuit they filed on me in October in an attempt to collect for Great Seneca Financial.

I played hardball, and this just proves that they are a fraud and a rip off, because they only play the default judgement thing.

This proves that they are just to stupid and lazy to actually get a case to trial!

VICTORY!!

Another bottomfeeder bites the dust!
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#23 Consumer Suggestion

I slammed Love, Beal and Nixon

AUTHOR: Steve - (U.S.A.)

They served me with papers. I got it thrown out for improper service, and havent heard from them since. I never even showed up, just served them and the court with the violations.

Also, It's really just Beal & Nixon, Love has been dead for about 15 years.

They added almost $2500 onto the actual amount for legal fees and nly had the collection a few weeks.

They are scum.

Let me know if that Lawyer wants my documentation and a copy of the lawsuit. I have everything. Maybe we can sue the lawyers in a class action here. I did FTC complaints already.

Good Luck
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#24 Consumer Comment

you're very right very difficult to get past the default

AUTHOR: Cindy - (U.S.A.)

The rebuttal above is correct in all its analysis. Thank you for the clarifications.

Regarding the default judgment issue, you're correct. It's very difficult to get past the default - and why EVERYONE must answer any summons they receive. I mentioned filing to vacate only if someone has good cause. People, check your state statutes for options and limitations there.

As far as collecting fees prior to judgment: our argument is that Love, Beal & Nixon rarely deal with the creditor, and I should have made myself clear there. They represent mostly debt buyers. There is no contract (most of the time) between the new debt owner and the debtor agreeing to allow attorney's fees. If the creditor had assigned someone to collect, and there had been that agreement, then the fees could stand. Since there is no agreement (and sometimes, no real contract), their fees are not allowed.

Oklahoma (where Love, Beal & Nixon practice) also allows attorney's fees on collection of consumer credit sales only, which none of their cases are.
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#25 Consumer Comment

you're very right very difficult to get past the default

AUTHOR: Cindy - (U.S.A.)

The rebuttal above is correct in all its analysis. Thank you for the clarifications.

Regarding the default judgment issue, you're correct. It's very difficult to get past the default - and why EVERYONE must answer any summons they receive. I mentioned filing to vacate only if someone has good cause. People, check your state statutes for options and limitations there.

As far as collecting fees prior to judgment: our argument is that Love, Beal & Nixon rarely deal with the creditor, and I should have made myself clear there. They represent mostly debt buyers. There is no contract (most of the time) between the new debt owner and the debtor agreeing to allow attorney's fees. If the creditor had assigned someone to collect, and there had been that agreement, then the fees could stand. Since there is no agreement (and sometimes, no real contract), their fees are not allowed.

Oklahoma (where Love, Beal & Nixon practice) also allows attorney's fees on collection of consumer credit sales only, which none of their cases are.
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#26 Consumer Comment

you're very right very difficult to get past the default

AUTHOR: Cindy - (U.S.A.)

The rebuttal above is correct in all its analysis. Thank you for the clarifications.

Regarding the default judgment issue, you're correct. It's very difficult to get past the default - and why EVERYONE must answer any summons they receive. I mentioned filing to vacate only if someone has good cause. People, check your state statutes for options and limitations there.

As far as collecting fees prior to judgment: our argument is that Love, Beal & Nixon rarely deal with the creditor, and I should have made myself clear there. They represent mostly debt buyers. There is no contract (most of the time) between the new debt owner and the debtor agreeing to allow attorney's fees. If the creditor had assigned someone to collect, and there had been that agreement, then the fees could stand. Since there is no agreement (and sometimes, no real contract), their fees are not allowed.

Oklahoma (where Love, Beal & Nixon practice) also allows attorney's fees on collection of consumer credit sales only, which none of their cases are.
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#27 Consumer Comment

you're very right very difficult to get past the default

AUTHOR: Cindy - (U.S.A.)

The rebuttal above is correct in all its analysis. Thank you for the clarifications.

Regarding the default judgment issue, you're correct. It's very difficult to get past the default - and why EVERYONE must answer any summons they receive. I mentioned filing to vacate only if someone has good cause. People, check your state statutes for options and limitations there.

As far as collecting fees prior to judgment: our argument is that Love, Beal & Nixon rarely deal with the creditor, and I should have made myself clear there. They represent mostly debt buyers. There is no contract (most of the time) between the new debt owner and the debtor agreeing to allow attorney's fees. If the creditor had assigned someone to collect, and there had been that agreement, then the fees could stand. Since there is no agreement (and sometimes, no real contract), their fees are not allowed.

Oklahoma (where Love, Beal & Nixon practice) also allows attorney's fees on collection of consumer credit sales only, which none of their cases are.
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#28 Consumer Comment

Partly right, partly wrong

AUTHOR: Timothy - (U.S.A.)

Cindy, your assessments are not quite right, but I could never fault somebody who is exposing shady collectors, so these are friendly corrections, not hostile challenges to your understanding.

As for the default judgment issue, you are actually correct, but not completely. A default judgment entered against you in a court in your home state, when you were properly served, is virtually impossible to get out of. I highly doubt that the previous esteemed rebuttalist has any sort of viable insufficiency of process argument.

As for the attorney's fees your error is a little more pronounced. If the underlying contract provided for attorney's fees in the event that simple collections are warranted then there probably would not be a problem with assessing them. On the other hand, if the underlying contract did not call for attorney's fees then the creditor can only collect them if they are provided for by law. In such a case it would probably be illegal to ask for attorney's fees in a simple collections letter.

But in either case the collector MUST ask for attorney's fees in the complaint (one of the documents you receive when you are notified of the suit) or else he won't get them. To cicumvent a lengthy legal analysis, suffice it to say that it is entirely appropriate to pray for attorney's fees in a complaint so long as there is an existing theory whereby the plaintiff would be entitled to them. If the plaintiff is entitled to attorney's fees, either under the contract or as a matter of law, and fails to ask for them in the complaint, he will not get them.

The plaintiff simply cannot wait until he has a judgment in his favor to ask for attorney fees. He has to do that when he files the suit.
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#29 Consumer Comment

You may have a case

AUTHOR: Cindy - (U.S.A.)

Please keep in mind that this company CAN collect attorney's fees after they have a judgment. If you were served papers and didn't show up to court, you got a default judgement and they are allowed to add in the fees at this point. Doing so BEFORE the judgment is illegal.

It may be possible to vacate the judgment, but you have to have good cause.

With that said, it's still possible for you to have a case against Love, Beal & Nixon - they violate more laws than just that. You can email me at lbn.help@gmail.com and I can give you the name of my attorney. I don't know that I can post that info here.
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#30 Consumer Comment

hello some lady showed up at our door with papers

AUTHOR: David - (U.S.A.)

hello...

my wife is going thru the same thing.

some lady showed up at our door with papers from these idiots....but i did not accpet them she posted them on the door, well a few weeks later in the mail we go the judgement aginst her from a old credit card blance!! they wanted the full amount and Love, Beal & Nixon had placed 500$ dollar fee's on her out standing bill!! i was thinking this was illegal becuase the credit card company pays them to do this already...


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