I have been trying to deal with the LVNV funding problem for 12 years. As soon as I get close to having them get rid of this on my credit report. It was suddenly bought by another funding company. The funny thing is I get nothing, Supposedly I was supposed to go to court for judgement. I got the papers from a process server, with date and time and address on the paperwork.
Showed up at court at date and time specified. Talked to court officer to find out which court room. And for sure I wasn't going to play tiddly winks. The court officer the court officer looked at me and asked to see the paperwork. When I showed them the paper work there was no such Judge and no such courtroom.
Shortly after that I received a package from UPS. stating that this other company bought the file. Whatever, I tried to contact them no answer, no voice mail, nothing. Then heard and exchange click. It rang to LVNV Funding.. I have once again requested validity of debt and how they came up with some mind numbing number. (It was a Providian CC that was paid off 150.00) I sent them certified copies, of the check, the payoff amount and the cancellation of the account.
Well, it seems it was sold again. To another bad debit buyer. But, I figured there was something screwy. So was doing my own investigation on what was what. It then became clear, all of these little places were all a part of lvnv, and they just played the shell game with your paperwork, each time it moved the higher the amount would go. I have reported this to government officials. The info is still there. So I guess it is going to go to extremes now. Yea more fun for me.