Marine Federal Credit Union PO Box 1551
Jacksonville, North Carolina USA
- Category: Banks
Marine Federal Credit Union MFCU Don't bank with Marine Federal Credit Union Jacksonville North Carolina
*UPDATE Employee: Not going on your credit report
*Consumer Comment: This credit union almost certainly did exactly what was in their agreement with you when you signed up for the account..
*Consumer Comment: One question..
I obtained a Marine Federal Credit Union (MFCU) checking account as a backup account for its convenience while serving as an active duty Marine on Quantico, VA. After I retired from the Marine Corps, I was laid off from my job and was forced to live soely off of my military pension for eleven months. During this time, I overdrew my account by 55 cents purchasing gasoline.
MFCU slapped me with a $27.50 overdraft fee. When I asked them if they could waive the fee due to my fixed income situation, they refused stating that "if we did that for you then we would have to do it for everybody."
So, I informed MFCU that I would not be able to pay it until the 1st
of the month when I receive my retirement. Apparently, they couldn't wait. As I sent in the payment, they charged off the account shortly after I spoke to the representative. They received their $28.05 a few days later. Even though I was unemployed, I managed to keep my credit clean except for this negative entry. Though I have sent several letters requesting that they overlook the 55 cent mistake, they are content with marring my credit for 7 years as if $27.50 from an unemployed veteran wasn't enough.
Until my seven years is up and for many years thereafter, I will continue to warn people away from MFCU. I have never had this problem with Navy Federal Credit Union or USAA. The moral of the story is, "Don't bank with MarineFederal Credit Union."
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