- Report: #359500
Report - Rebuttal - Arbitrate
Complaint Review: MBNA
MBNA100 North Tryon Street Charlotte, North Carolina U.S.A.
MBNA - Maryland National Bank Falsely claim I owe them $4,381.88 Charlotte, North Carolina
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In April 2008 I received an identical letter from the Law Office of Thomas Landis, Esq. in PA. I sent the same response, asking for information from the original creditor. Never heard from them again.
Yesterday I received a call from the Penta Group, TX, saying the same (although they may have quoted a larger sum, I am supposed to receive a letter from them soon). I asked what I would have to do to get some proof that this IS my debt, and I said I am disputing it. The woman - said her name is Alexis Burton - said that I will keep hearing from collectors until I pay the debt, because even if I ask her company not to contact me again, the same I did with the other two, my debt will be sold to another collector and so on.
To clarify - I do not owe this money. To my knowledge, I never had a credit card with MBNA, but I may not be aware. However, I have always paid my debts and balances and I was NEVER contacted by anyone at MBNA about ANY debt! And there was never any note about it on my credit report - until I heard from the first collector, two years ago.
Could someone tell me waht steps I should take? Should I contact MBNA directly - since they sold the debt, will they pay any attention? If I get bumped from collector to collector, my credit will be permanently damaged - how can I put a stop to this? I would really appreciate your help!
This report was posted on Ripoff Report on 08/05/2008 01:44 PM and is a permanent record located here: http://www.ripoffreport.com/r/MBNA/Charlotte-North-Carolina-28255/MBNA-Maryland-National-Bank-Falsely-claim-I-owe-them-438188-Charlotte-North-Carolina-359500. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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