Complaint Review: MEGA Life And Health Insurance - North Richland Hills Texas
- MEGA Life And Health Insurance PO Box 982009, North Richland Hills, Texas U.S.A.
- Phone:
- Web:
- Category: Health Insurance
MEGA Health Insurance, MEGA Life And Health Insurance Scam North Richland Hills Texas
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I agree with other disgruntled MEGA Life and Health Insurance policy holders. This company should more correctly identify itself as a "discount" service, since the only benefit I've ever received from it (and from my "membership" in NASE) is the negotiated fee on doctor visits.
I first became affiliated with NASE/MEGA when I left the public sector to start my own business in California in the 1980s. My agent assured me that should anything catastrophic occur, MEGA would step up to the table. I have faithfully forked over my ever increasing premiums (increased every six months) and appreciated the negotiated fees when I (seldom) visited my doctor. I never exceeded what I thought was my deductible, so I never really questioned the value of my policy. I was secure in the knowledge that MEGA would be there should I ever really need assistance with medical bills. I live in Arizona now and recently underwent emergency heart surgery. The hospital bill alone amounted to $52,000. Did MEGA step up to the table? You bet...it paid $3,600. Period. End of story. Its rep. indicated that because of a cap that was all the company was liable to pay. When I questioned lab tests and diagnostics and follow-up that went unpaid, I was told that my $1,000 deductible was actually $1,000 deductible in each of several categories.
MEGA is a company I CANNOT recommend. Had I paid my premiums into a HSA--which didn't exist when I first took out "insurance," a term that should not be associated with this company--instead of paying them to MEGA, I would have had more than enough to cover the amounts billed. Paying premiums to MEGA is money down the toilet.
Dean
Tucson, Arizona
U.S.A.
This report was posted on Ripoff Report on 02/26/2009 11:37 AM and is a permanent record located here: https://www.ripoffreport.com/reports/mega-life-and-health-insurance/north-richland-hills-texas-76182/mega-health-insurance-mega-life-and-health-insurance-scam-north-richland-hills-texas-428712. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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