Merchant Services Canada Inc MSI, MSI Canada, Federated Payments Corp, Federated Payments Fraud Alert; Wrongful dismissal; Breach of Contract; Illegal business operations in Canada; Fraud; Failure to pay employees; Changing contract terms on customers Vancouver, Nationwide

They always say its you. But whats always the common denominator? They are.

When an employee almost dies after being found the next morning, blood soaked in an elevator, after using drugs and alcohol in the Melville office with Scott Avery afterhours, you must believe something is wrong

As a former employee of this organization for MANY YEARS at an executive level, I can only agree with the negative remarks posted. Not only have I had a professional relationship with this organization, I have also had an extensive personal relationship with the individuals mention at this company. In the end, I was treated just like everyone else was; disposable.

No matter how good you are, how much revenue you earn them, how hard you work for them It will come to an end and they will fabricate anything to put the blame on the other party. This is a company who fired 20+ employees, just hours before a company Christmas party. This is a company who intentionally cuts off residual payments weeks before they vest for life to the agent. This is a company who will [and has] take away the livelihood of the most loyal of employees.  All because they are greedy. CEO Jon Levitt says it best with his famous line, My kids eat first.

Jon Levitt recently terminated the #1 sales manager for the past 5 years, via a phone call from home, while the employee was at his desk working to earn this company more. This is a manager who has accounted for over 10,000 of their existing clients. Thats more than Scott Avery, VP, has even accounted for. All over a rumor that this individual was looking to advance his career else ware after CEO Jon Levitt stated, as long as L**** is employed at Federated, he will be a sales manager here. Period. Furthermore, they attempted to slander his name across the company after his dismissal rather than resolving the matter privately. This is an employee who would work 65+ hour weeks with no overtime; fueled by his dedication to the company.

They will attempt to discredit you: They will hypocritically denounce you. Calling you irresponsible, dishonest, or disloyal.

Then they use lines like:  Just another case of a rep who cant close Just a guy mad that he cant sell -  You violated your agreement ( usually based on fabricated info)  to rebuttal any blogs like these.

They will tell you: We cant set appointments in your area anymore, its a bad area. (this is how they get you to perform below your contract requirements so they dont have to pay you anymore)

The bottom line at this company is the bottom dollar. I understand free enterprise, I appreciate capitalism, and yes I was part of this organization for a very long time.

Just remember EVERYONE IS DISPOSABLE at this company.

Federated Payment Systems, a.k.a. Federated Payments, a.k.a. FPS, a.k.a. OnePay, a.k.a.  National Debit Card Network, a.k.a. MSI Canada, a.k.a. Federated Payments Canada, a.k.a. Wholesale Merchant Services, a.k.a. U.S. Bankcard Center, is directed by Jon Levitt, John Guirguis, and a silent partner who has no part in the daily operations of this company. Evan Schweitzer is the CFO and Scott Avery is the #2 to Jon Levitt. 

I was employed as a private contractor for about a two weeks now and  I can tell you that all of this is shamefully true on their part, (Wholesale Merchant Services), they want YOU, the contractor to go and sign up those business's, sending you to talk to a person who really doesn't have a clue as to why your there. While you do all the paperwork, running around, a guy from NY is saying "Good Job". He's getting the credit as your manager and getting paid YOUR commission. While you burn your gas and do all the work, this slime bag is taking most of your commission. So no, you will not be paid what was promised, and will think of any excuse not to. You may get $100 bucks if he likes you.

I was suspicious when they did not want me to call the customer prior to the appointment and make sure that they had the most recent copy of their statement and that they were expecting you.

I am filing a complaint with my provincial labor standards. I hope to at least get the minimum wages that are legally owed me.

I just chalk it up as a lesson learned. They are the most clever scam artists out there , preying on those who are unemployed and desperate. :(

I previously worked for them from 2008-2010. I was extremely please with all of the support and service they provided. When i first started as a sales rep, i was a bit nervous as it was all new to me. After a few weeks it took right off.

The reason I am posting this is because a friend of mine recently started with Federated and he happened to stumble upon this posting and I felt compelled to stand up for them and provide some good info about them.  I even visited the office for a Christmas party and got to meet everyone. I was shocked to see over 400 people at this event.

I was always paid right on time and accurately. In fact, even after I left due to personal reasons I still continue to receive my monthly residual income right on time every month. My contract with them said I had to remain an active rep for at least one year and sell 2 account per month to receive ongoing residual income just like the person who started this post said too. I did my part and they held up to their end perfectly.

I have over 200 clients in the GTA Ontario area. I can honestly say 99.9% of them never have problems with the service. I have 1 person who had some trouble getting setup but that was because they were using a system that we informed them wouldnt work very well.

The best part about working for them the residual income. I havent been with them for 8 months now but still receive a direct deposit every month for just over $3800. they split the monthly revenue on the accounts i signed with them 50-50. i couldn't be happier as this income is going to be there for a long time. Bottom line, it is a great place to work and make a TON OF MONEY!

Hope this helps, Tim P. - GTA

I have started with MSI Canada just 2 weeks ago, and have experienced some of this run around already and have signed only 1 contract.  Are you telling me I will not be paid??

I  recently completed my 30 day due diligence with this outfit. There sales approach is very high pressure and intense. You're expected to close 3 out of 10 appointments. The expectation is you'll close them on your first meeting. This is virtually impossible because there preset appointments are often not with the decision maker of the companies your visiting.

Even if the decision maker is there-they use the quote as leverage with there current credit card processor-like Moneris to get them to lower there existing pricing. It's not different than you trying to switch phone,TV,insurance companies.They'll DO ANYTHING to keep you as a customer. They send you willy nilly over your territory with no regard to all the mileage and gas your using.They pay no auto allowance,draw,salary nothing.

You're not an employee just an independent contractor. This whole industry is very cutthroat.

Since Ripoff report does not allow posters to retract their statements, I am updating additional comments to acknowledge that my original posting was in reaction to a miscommunication between MSI Canada and me which has since been completely resolved. MSI Canada is indeed a legitimate and reputable company operating legally in Canada. The same is true for Federated Payments in the U.S. In addition, Scott Avery and Scott Glazer are two separate individuals and are neither liars or scam artists.

I have over 14 people who have worked for MSI and have the same experiences as me.

1. Not getting paid.

2. Scooping agents with "ISO" agents to target customers already having rapport with you.

3. Changing contract terms.

4. Not honoring contracts with customers. I have over 26 such cases just in my file.

5. Misrepesenting themselves in Canada by using a PO Box located at A301 1 St Paul Street. Google Steet Map it.

6. Not having a valid corporate identity in Canada. Their legal entity is Federated Payments Corp. What the heck does Federated Payments have to do with MSI? They don't own MSI. They are not operating under MSI. All contracts signed between MSI and their customers is with Merchant Services Inc, which doesn't exist, which voids each and every contract in Canada from Coast to Coast. Every single customer was defrauded under these terms.

7. I am only after my wages and breaches of contract. I'll let the IRS (CRA in Canada), plus the Competition bureau and Industry Canada as well as other government bodies investigate this along with the Police fraud division.

8.The media and Associated Press will also be involved once my lawyer is ready to release the press release. My lawyer is also contacting the Ombudsman for banking and each of the major banks including all the main players in the processing industry here in Canada.

9. MSI or whatever they want to call themselves are simply a reseller of Global Payments which is a real player in the processing industry.

Let's see where all of this leaves the company in the coming weeks ahead.

It looks to me that you don't want justice - you are just trying to shake this company down for money.

I have worked for MSI and I can tell you my experiences with them are the complete opposite of the individual above.  The customers I sold for them are happy with MSI's services.  MSI saved them money on their credit card processing.  I was paid fairly for the work I produced.  I have spoken with other salespeople who worked for them and they are happy with the work they did and what they were paid.