• Report: #1097811

Complaint Review: Metro Public Adjustment

  • Submitted: Thu, November 07, 2013
  • Updated: Thu, November 07, 2013

  • Reported By: Trudi — Asbury Park New Jersey
Metro Public Adjustment
Highway 35 Sea Girt , New Jersey USA

Metro Public Adjustment Steve McCafferty Metro Public Adjustmen training for Insurance Fraud Sea Girt New Jersey

*UPDATE Employee: Pure Fantasy

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First, I answered an ad in the Manasquan NJ newspaper, the Coast Star, about a job for Property Inspectors for Metro Public Adjustment. Went to orientation at the Sea Girt office and listened to the Metro managers brag about all the money they were making. I worked in John Meskos in home Metro office, filing all those "Great 8" forms. When people go to an orientation at Metro they are asked to fill out a Great 8 form which gives Metro contact info on homeowners. Metro calls these homeowners to schedule a free in home inspection. Then those homeowners are asked to fill out Great 8 form...and so on and so on. Metro stock piles these contact forms, I was filing them. I would hear Metro employees calling the homeowners to schedule free in home inspections. 

As I was learning the Metro way of doing business, something just didn't add up to me. I could not understand how all these Metro employees were making all this money. 

Metro is a Public Adjustment business, they handle homeowners insurance claims.

I attended a Fast Track meeting a the Doubletree Conference Center in Eatontown NJ. Once again Metro employees bragging about all the money they were making. 

Second, John Mesko talked me into letting him handle my homeowners insurance claim. I agreed. 

I started to askJohn Mesko questions a lot of questions about Metro,which I realize now, was probably making him uncomfortable. 

So this is the bottom line: 

John Mesko gave himself and Metro a 20% commission on my homeowners insurance claim behind my back.

And all those homeowners contact information went like this, Metro did the free in home inspections, took pre-existing damage to the home and put a current date of loss on the insurance claim. Damage that was months to many years old. That's how Metro got rich. 

As for me,when I figured it out and spoke to John Mesko about it all, I was fired from my filing job,  my insurance claim dropped and did not get the balance of my earned wages. 

This report was posted on Ripoff Report on 11/07/2013 09:00 PM and is a permanent record located here: http://www.ripoffreport.com/r/Metro-Public-Adjustment-/Sea-Girt-New-Jersey-08750/Metro-Public-Adjustment-Steve-McCafferty-Metro-Public-Adjustmen-training-for-Insurance-1097811. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 UPDATE Employee

Pure Fantasy

AUTHOR: Frodosdojo - ()

Metro Public Adjustment is a company that represents homeowners and businesses during insurance damage claims. You have to become licensed and bonded in your state to become a Public Adjuster. Metro provides training and reimbursement for license expenses to qualified individuals. The author states he attended several training events and yet did he become licensed and follow through with the training program ?

The author states he submitted a claim to his insurance company and that Metro received a 20% commission behind his back. You have a contract which you sign that states how much Metro's fee is for handling your case. Depending on your state, you have several days to review your contract and then cancel it, if you so choose. If the author is unlicensed, he is not entitled to any commission on any claim he submits to Metro. If he is a trainee, a portion of the claim is set aside to reimburse him for his license expenses.

There is absolutely no way pre-existing damage can be brought to someone's house and that be approved as a claim. The notion is utterly ridiculous. The insurance industry is highly regulated. Metro reviews your policy and can only submit a claim for existing damage covered by your policy within the legal time frame, which is one year.

It is obvious the author has not taken the licensing course or learned anything required to become a Public Adjuster. If John Mesko hired you to do filing for him, that has nothing to do with Metro. All Public Adjusters are independent contractors. 

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