Midlant Credit Management (MCM) Harrasing calls. Phoenix, Arizona

I have been getting at LEAST 3 calls from these people, 7 days a week, starting at 8am and going as late as 7-8pm at night. I have answered several times, repeating the SAME thing over and over.

It's for an T-Mobile old bill, that per my records was less than 500 when they sent me my "final notice" (I'd lost my job) and that they were sending me to collections. MCM is telling me I owe over 1000 dollars now.

If the calls and the bill weren't enough, I have told them over and over, that I am a student, I am living off of the good graces of family after losing my job, I do not have unemployment or any income that I can use to pay. Their response? "Ok ma'am, I see that you have said before that you are unable to pay due to no work and no money, and you have told me today you are unable to pay due to no work and no pay. I am going to put this down as a refusal to pay."

I honestly can't believe how dishonest they are on their calls, and how they refuse to listen and just keep pushing, "we have several options for you to pay".  It doesn't matter how many times I tell them I can't pay anything, they keep repeating the same phrases over and over, or threaten to send me to some other department.

I am getting her harrassing phone calls also from the same number the above is. They call before 7am every morning. There are different approaches even if you own a bill. They even repeated back my SS number and it was wrong. Please expedite

Janet Lynn Speckmeier

Dear FBI federal bureau of investigation, I suspect MCM group is using low-paid foreign workers from India who could speak English. I suspect the Job of MCM is to keep calling the same number over and over asking for a Fake name or Non-Existing Person. This is a NEW kind of Making Money invented by the Chinese and India, the purpose of strategy is to bother people so they have to deal with the bills that they never owe to avoid being harassed,  I suspect MCM group also using the other method is to report to 3 credit bureaus the deb that victims do not owe .

MOST of people in US don't pay the deb that we do not owe but estimate 02% of rich people will pay to this kind of threat to avoid being harassed or to face a bad credit reports .

The math is to make phones call to thousands people a month and .02% of rich people who will pay, as I suspect it is MCM group will Make A Fortune by using this criminal method. Recently, Vietnamese police arrested 10 Chinese doing this kind of business in Vietnam .

If MCM group is a legitimate collection agency , they will not have more than 1,000 complaints file in BBB website about "wrong number" harassment  phone calls, false credit reports, also thousands of people report about MCM group on the internet about  MCM group consistent with the phone calls to a "wrong person", "wrong numbers".

Dear FBI agents, PLEASE look at these reports and start the Investigation .