• Report: #995421

Complaint Review: millennium loans funds, LLC.

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  • Submitted: Fri, January 11, 2013
  • Updated: Fri, January 11, 2013

  • Reported By: Greg — Mabank Texas United States of America
millennium loans funds, LLC.
4600 New Linden Hill Rd Wilmington, Delaware United States of America

millennium loans funds, LLC. Texas car title and payday loans services, inc. Loan Sharks are what they are. Criminal. Wilmington, Delaware

*Consumer Comment: poor credit=high interest

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 I went to Texas Car Title and payday Loans out of desperation. expecting to have to  pay a large amount back.  Being charged 308.95% on a 1300.00 loan. total amount to payed back in 30 days  in the amount of 1671.49 not being able to pay the loan in full in 30 days. I then had to refinance the loan and the finance % changed to 469.85%, causing me to, if I pay the loan back at the lowest payment possible, I will have to end up paying back nearly $6,000 on the original loan. That is highway robbery in it's truest form. Is there anything I can do, please let me know. Also, I would like to file a Class Action lawsuit against the title company for 'loan sharking"! Because, correct me if I am wrong, but that is exactly what it is! You loan someone money when they are desperate and then take advantage of them, knowing good and well, that it will break them to pay it back or you will get their collateral they put up, if they can't! Pawn shops aren't even like that! The online payday loans aren't like that! I want to pay my loan back, but not that the interest rate that is highway robbery!

This report was posted on Ripoff Report on 01/11/2013 06:50 PM and is a permanent record located here: http://www.ripoffreport.com/r/millennium-loans-funds-LLC/Wilmington-Delaware-19808/millennium-loans-funds-LLC-Texas-car-title-and-payday-loans-services-inc-Loan-Sharks-a-995421. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

poor credit=high interest

AUTHOR: coast - (USA)

After you received the money and agreed to the terms of the loan you cry highway robbery. Why did you agree to an exorbitant interest rate? Desperation is not grounds for a lawsuit. Your call for a class action suit will only apply if you can prove there is a large group of victims due to fraud or negligence. It's not fraud unless the lender failed to honor the terms of the signed agreement.

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