• Report: #455446

Complaint Review: MONICA MAIN - MONICA SCHEIRA - APARTMENT BUILDING CASH FLOW SYSTEM

  • Submitted: Tue, May 26, 2009
  • Updated: Thu, December 13, 2012

  • Reported By:NYC New York
MONICA MAIN - MONICA SCHEIRA - APARTMENT BUILDING CASH FLOW SYSTEM
28305 Industry Drive Valencia Ca lifornia 91355 Castaic, California U.S.A.

MONICA MAIN - MONICA SCHEIRA - APARTMENT BUILDING CASH FLOW SYSTEM MONICA MAIN "ALERT " DECEPTIVE AND INSIDIOUS CONVICTED FELON CONDUCTING A SCHEME TO PURCHASE HER APARTMENT CASH FLOW COURSE Castaic California

*General Comment: Confused

*REBUTTAL Owner of company: Employees Who Stole from Company Filed This Report

*UPDATE EX-employee responds: This woman is a criminal

*UPDATE EX-employee responds: This woman is a criminal

*Consumer Comment: Great step-by-step material. Well worth the investment

*UPDATE EX-employee responds: I've worked for Monica for 8 years...

*Consumer Suggestion: How do you know these things?

*Consumer Comment: Proceed with Extreme Caution on Monica Main - Apartment Building Cash Flow Systems - Commercial Real Estate

*Author of original report: UPDATE

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MONICA MAIN AKA MONICA SCHEIRA MAIN IS A DECEPTIVE AND MANIPULATIVE INDIVIDUAL WHO PRESENTS HERSELF TO BE RESPONSIVE, CREDIBLE, AND TRUSTWORTHY TO LURE YOU IN TO PURCHASE HER APARTMENT CASH FLOW ONLINE BUSINESS.

Monica's Money making online scam can't rip you off if you don't let her. Monica depends on your ignorance and gullibility to make her money, as you continue her course it becomes a dead giveaway.

A fly-by-night company like hers will swindle you out of hundreds, or even thousands, of dollars by not representing your interests and deceiving you by exploiting you with her parasitic 100% continuous upsell, and bogus investor partnership!

Monica thrives on the desperation of people who are searching for a legitimate mentor who they can trust to produce a viable and residual real estate income. Don't be scammed and exploited by this fraudulent woman.

Monica Main must repay restitution of 1.29 million and more than $200,000, respectively. The December 11, 2006, order requires corporate defendants to pay a $9 million civil monetary penalty and to disgorge ill-gotten gains of $3 million.

note: One of her predictable rebuttals is "YOU ARE NOT HER CUSTOMER"

XXXXXXXXXXXXXXXX

Criminal Convictions - Public Record inclusive

US vs. Scheira Case # No 98-CR-142 Convicted of Advanced Fee Loan Scam
Feb 24, 2004 - March 4, 2005 Served Sentence at Fed Correctional Institution Victorville
March 19,2003 filed for Chapter 7

germancer.com commodityfortunes.com

Defendants in Fraud Action Brought by the U.S. Commodity Futures Trading Commission Ordered to Pay More than $14 Million in Civil Penalties and Disgorgement

California Residents Monica Schiera Main and Brian Main and Their Corporations Gemancer Inc., Gemancer II Inc., and Trade Pro Inc., Fraudulently Solicited More than $3 Million from Customers

Washington, D.C. The U.S. Commodity Futures Trading Commission (CFTC) announced today that on April 27, 2007, Judge Christina A. Snyder of the United States District Court for the Central District of California entered a consent order of permanent injunction against Monica Schiera Main and her husband, Brian Main, both of Valencia, California. The order, among other things, requires the couple to pay $1.5 million in civil penalties. In a December 11, 2006 order, Judge Snyder entered judgment against several companies owned and controlled by the couple, requiring disgorgement and civil monetary penalties of $12.5 million.

The orders stem from a complaint filed by the CFTC on April 12, 2005, which charged that, between April 2001 and April 2005, Schiera Main and Brian Main fraudulently solicited and promoted commodity trading advice, services, and software through Gemancer, Inc., Gemancer II, Inc., and Trade Pro, Inc., (Gemancer Common Enterprise), while other companies the couple owned and controlled namely, Moni, Inc.; Ria Riviera, Inc.; Body Blasters, Inc.; Success Direct, Inc.; and Tri Lynx, Inc. unjustly received funds as a result of the fraud.

According to the orders, both Schiera Main and Brian Main held themselves out as successful commodity trading advisors and received approximately $3 million from more than 1,200 customers, collected through fraudulent guarantees of profitable trading. The orders also state that Schiera Main claimed to have become a millionaire from trading commodities using her trading system, when, in fact, she lost money trading. Moreover, the orders state that the defendants failed to disclose that Schiera Main filed for bankruptcy in March of 2003 and was previously convicted of criminal fraud, as required by the Commodity Exchange Act.

The orders prohibit all defendants from engaging in any commodity-related activity, including soliciting funds, and from engaging in or directing the trading of any commodity futures or options accounts for other persons or entities.

The April 27, 2007, order requires Schiera Main and Brian Main to pay civil monetary penalties of $1.29 million and more than $200,000, respectively. The December 11, 2006, order requires corporate defendants to pay a $9 million civil monetary penalty and to disgorge ill-gotten gains of $3 million. The five corporate relief defendants were ordered to repay approximately $500,000 traceable to the Gemancer Common Enterprise fraud.

The following Division of Enforcement staff members were responsible for this case: Jennifer S. Diamond, Joy McCormack, Susan Gradman, Venice Bickham, Scott R. Williamson, Rosemary Hollinger, and Richard Wagner.

Bob
NYC, New York
U.S.A.

Click here to read other Rip Off Reports on Monitronics International

This report was posted on Ripoff Report on 05/26/2009 02:32 PM and is a permanent record located here: http://www.ripoffreport.com/r/MONICA-MAIN-MONICA-SCHEIRA-APARTMENT-BUILDING-CASH-FLOW-SYSTEM/Castaic-California-91384/MONICA-MAIN-MONICA-SCHEIRA-APARTMENT-BUILDING-CASH-FLOW-SYSTEM-MONICA-MAIN-ALERT-D-455446. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

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#1 General Comment

Confused

AUTHOR: Nick - (United States of America)

I have to say I dont know much about Monica but I thought she was arreseted for taxes reasons nothing more. My husband has purchesed monicas material and he seems very interested in it me not so much because she just seems boring and very long winded . She does have alot of info to provide trust me I have heard alot of her audios. My concern is that my husband is so interested in this programs of hers that I'm afraid that if what everyone is saying is true it will ruin his dreams of becoming successfull if her programs are not leigit, but like most of us we dont have the money to buy these big buildings with our own money and if anyone has any good out come of her material could u please post it would be helpful to me so at least i know my husband is doing the right thing by following her as a mentor... Thank you
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#2 REBUTTAL Owner of company

Employees Who Stole from Company Filed This Report

AUTHOR: Global Succes - (United States of America)

We had 3 employees who embezzled from our company who took part in filing this "report."



Their names are as follows:



Cher Hansen

Gina Bacon

Melissa Schaeffer



All 3 of these individuals formerly worked for us.  As you can see from their lack of articulate writing, they weren't very effective at their jobs either.  We filed a police report against our controller, Gina Bacon, who is the half-sister of Cher Hansen; collectively all 3 (including Melissa Schaeffer) were in on stealing from the company by giving themselves bonuses and raises that were not authorized, writing on their time-cards stating that they worked hours when they, in fact, weren't at the office at all.  One of them filed a false Worker's Comp claim to get free money while they sat at home.



All 3 became disgruntled when they got caught and charges were filed against them.  (By the way, if you are an employer in Los Angeles County wanting to hire Cher Hansen, Gina Bacon, and/or Melissa Schaeffer, be careful.  If they are in any "power" position, they WILL steal from you.)



All 3 were terminated for embezzlement and fraud from our company.  Because of their disgruntled nature, apparently they decided to write this bogus "claim" on the RipOffReport.com because, unfortunately, they have nothing better to do with their lives.  They were kicked to the curb back in 2003 and 2004 and yet they maliciously write a post on this website in 2010.  Please!



What a bunch of losers!  Cher, Melissa, and Gina...get a life!

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#3 UPDATE EX-employee responds

This woman is a criminal

AUTHOR: truthteller - (United States of America)

I used to work for Monica and whoever this person who claims to have worked for her for 9 years seems to be sounds an awful lot like Monica in fact "Velasquez" is a name Monica used to like to write fake testimonials and rebuttals to these kind of reports when she ran a company called Gemancer. The funny thing is, is that this person speaks of all the nice things Monica does for them all the money she spends on them blah blah but what they don't say is that this money is money Monica got from ripping people off. To be honest I don't believe Monica actually ever did any of these things when I worked there she did give us Coach purses but they were her hand me downs nothing brand new and she was nice here and there but what Bob said about her describes her perfectly. She definitely has rage issues and she is psychopathic at best. It would be impossible for this person to have worked for Monica for 9 years because she was in fact in prison twice in the past 9 years (that I know of) and when I worked for her (before her second prison stint) she was terrified of going back to prison. She took pills because she had trouble sleeping from her time in prison. Another thing I can tell you is that she was a bodybuilder before she went to prison the first time and had her husband's sister (who hated her by the way) stuffing envelopes for her from home.  It was no secret within the company that she was a jailbird and in fact wrote a lot of her material while she was in prison. The first time she was busted was because her and her mother who helped her run her first company and they were busted fro credit card fraud. When Monica ran Gemancer she had to have someone else entirely handle all credit card transactions because she was under court order not to ever charge credit cards again as a condition of her previous conviction. She did break this rule sometimes however when things were backed up.
 I love the fake car accident story Ms. or Mr. Velasquez wrote this sounds an awful lot like some b.s. story Monica used to write about how she helped her terminally ill brother in law make a ton of money with commodity training and helped save his life. This of course was a complete lie because this person never even existed. Monica's maiden name is not Summers it is Schiera she just wants you to think that it is Summers so she can claim the prison record that shows up for her is not her but it is and an FTC report will tell you that much. Just google Monica Schiera-Main and you will see what I mean. She can be nice but that is always followed up by a swift stab in the back and some unbelievable cruelty. This woman has no loyalty to anyone but 
herself and money and god help anyone that stands in her way. I assume she will continue to do prison time and will continue to write crap that is just regurgitated from her old programs that she has been convicted for. 
I definitely do not like this woman and warn all of you to stay away unless you just want to throw your money away. When I worked for her I was fired for trying to help the people she was ripping off. When I first started working there I thought she was legit and that what she was doing was legit as well, that is until the complaint calls and letters came pouring in. She once asked me to read her material and tell her what I thought when I found that they were full of misspellings, typo's, incorrect grammar and phrasing ("for all intensive purposes" instead of "for all intents and purposes") and brought this to her intention she told me she didn't F*^*ing care and neither did her clients. This couldn't have been further from the truth because we actually received refund requests and angry letters from people telling her they did not want to take advice from and idiot who couldn't even spell or proofread. 
Her commodity info was all lies and a cheap rip off of other people's information as was her real estate system. She does not own a ton of real estate and if she did it is not from any of the tactics she tries to tell you to use it is from selling you this b.s. program and using her real money to buy it. The whole crux of her real estate program before was that she was selling you this list of "secret lenders" that would give you a loan with bad credit and no money down. This list consisted only of one real person who ever tried to get people loans and failed and a bunch of other names she just pulled from the internet that again never did anything for anyone. The reason she was busted for her commodity scheme was not only for not being licensed but for lying about making any money with her own bogus system. She lied and said she became a millionaire with it when in fact she had lost money with her own system. She lies about everything and to everyone including her husband who has no balls at all. I was fired for trying to do right by the people who called me to complain and trying to help them get what they paid for and get a refund, I guess Monica doesn't like when someone tries to be honest because her business would make no money if she or anyone who worked for her was honest. I can guarantee you the only money Monica ever made was from selling these programs to suckers and taking the money and running. Now she has a 14 million dollar fine to pay so she is selling a new program. She will never stop until she is put away for life. BTW do not by her money back guarantee, she will claim you didn't get an RMA, you didn't follow all the rules to get your money back etc. yet she will never answer the phone to give an RMA and when someone calls the sales line out of frustration for getting no answer from Customer Service they are told to call the Customer Service number because those are the only people who can help them. BTW when I worked there the sales dept and customer service department were 2 feet from each other and she intentionally never answered the phone so that the money back guarantee period would run out before you could return your materials. The only time I ever saw her refund money was when someone found out about her past and threatened to call the FTC on her. Well I guess she did not refund enough people because she was busted again in 2007. Look it up people do not be fooled if you believe this woman after all you read here and elsewhere you deserve what you get. As the old saying goes " A fool and his money are soon parted." I hope this helps you all but this woman is poisonous.
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#4 UPDATE EX-employee responds

This woman is a criminal

AUTHOR: truthteller - (United States of America)

I used to work for Monica and whoever this person who claims to have worked for her for 9 years seems to be sounds an awful lot like Monica in fact "Velasquez" is a name Monica used to like to write fake testimonials and rebuttals to these kind of reports when she ran a company called Gemancer. The funny thing is, is that this person speaks of all the nice things Monica does for them all the money she spends on them blah blah but what they don't say is that this money is money Monica got from ripping people off. To be honest I don't believe Monica actually ever did any of these things when I worked there she did give us Coach purses but they were her hand me downs nothing brand new and she was nice here and there but what Bob said about her describes her perfectly. She definitely has rage issues and she is psychopathic at best. It would be impossible for this person to have worked for Monica for 9 years because she was in fact in prison twice in the past 9 years (that I know of) and when I worked for her (before her second prison stint) she was terrified of going back to prison. She took pills because she had trouble sleeping from her time in prison. Another thing I can tell you is that she was a bodybuilder before she went to prison the first time and had her husband's sister (who hated her by the way) stuffing envelopes for her from home.  It was no secret within the company that she was a jailbird and in fact wrote a lot of her material while she was in prison. The first time she was busted was because her and her mother who helped her run her first company and they were busted fro credit card fraud. When Monica ran Gemancer she had to have someone else entirely handle all credit card transactions because she was under court order not to ever charge credit cards again as a condition of her previous conviction. She did break this rule sometimes however when things were backed up.
 I love the fake car accident story Ms. or Mr. Velasquez wrote this sounds an awful lot like some b.s. story Monica used to write about how she helped her terminally ill brother in law make a ton of money with commodity training and helped save his life. This of course was a complete lie because this person never even existed. Monica's maiden name is not Summers it is Schiera she just wants you to think that it is Summers so she can claim the prison record that shows up for her is not her but it is and an FTC report will tell you that much. Just google Monica Schiera-Main and you will see what I mean. She can be nice but that is always followed up by a swift stab in the back and some unbelievable cruelty. This woman has no loyalty to anyone but 
herself and money and god help anyone that stands in her way. I assume she will continue to do prison time and will continue to write crap that is just regurgitated from her old programs that she has been convicted for. 
I definitely do not like this woman and warn all of you to stay away unless you just want to throw your money away. When I worked for her I was fired for trying to help the people she was ripping off. When I first started working there I thought she was legit and that what she was doing was legit as well, that is until the complaint calls and letters came pouring in. She once asked me to read her material and tell her what I thought when I found that they were full of misspellings, typo's, incorrect grammar and phrasing ("for all intensive purposes" instead of "for all intents and purposes") and brought this to her intention she told me she didn't F*^*ing care and neither did her clients. This couldn't have been further from the truth because we actually received refund requests and angry letters from people telling her they did not want to take advice from and idiot who couldn't even spell or proofread. 
Her commodity info was all lies and a cheap rip off of other people's information as was her real estate system. She does not own a ton of real estate and if she did it is not from any of the tactics she tries to tell you to use it is from selling you this b.s. program and using her real money to buy it. The whole crux of her real estate program before was that she was selling you this list of "secret lenders" that would give you a loan with bad credit and no money down. This list consisted only of one real person who ever tried to get people loans and failed and a bunch of other names she just pulled from the internet that again never did anything for anyone. The reason she was busted for her commodity scheme was not only for not being licensed but for lying about making any money with her own bogus system. She lied and said she became a millionaire with it when in fact she had lost money with her own system. She lies about everything and to everyone including her husband who has no balls at all. I was fired for trying to do right by the people who called me to complain and trying to help them get what they paid for and get a refund, I guess Monica doesn't like when someone tries to be honest because her business would make no money if she or anyone who worked for her was honest. I can guarantee you the only money Monica ever made was from selling these programs to suckers and taking the money and running. Now she has a 14 million dollar fine to pay so she is selling a new program. She will never stop until she is put away for life. BTW do not by her money back guarantee, she will claim you didn't get an RMA, you didn't follow all the rules to get your money back etc. yet she will never answer the phone to give an RMA and when someone calls the sales line out of frustration for getting no answer from Customer Service they are told to call the Customer Service number because those are the only people who can help them. BTW when I worked there the sales dept and customer service department were 2 feet from each other and she intentionally never answered the phone so that the money back guarantee period would run out before you could return your materials. The only time I ever saw her refund money was when someone found out about her past and threatened to call the FTC on her. Well I guess she did not refund enough people because she was busted again in 2007. Look it up people do not be fooled if you believe this woman after all you read here and elsewhere you deserve what you get. As the old saying goes " A fool and his money are soon parted." I hope this helps you all but this woman is poisonous.
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#5 Consumer Comment

Great step-by-step material. Well worth the investment

AUTHOR: Ron Lawson - (USA)

I purchased Monica Main's Apartment Cash Flow System about seven months ago.  All I can say it's a lot of bang for your buck.  The course is more than filled with current up to date information that's really workable in the real world of commercial real estate.  I completed one apartment deal, using her material, about six weeks ago.  I have a 2nd deal just going into escrow.  Main will supply all the knowledge you need to succeed in this business, you have to supply the leg work and.  This is not for the arm chair investor.  Anyone failing to have success in working her cash flow system is simply not working the step-by-step laid out in her material (lots of reading and audio materials).  My guess is that some people are not willing to accept for their lack of work ethic and are quick to shift the blame on whoever or whatever is available, like the author of the Apartment Cash Flow system.  It's my understanding the her prior legal problems had nothing to do with real estate home study material but something to do with the highly regulated business of commodity trading. Main is also a great source of asset protection information (who would know better).  Many of us working class people tend to think that asset protection is something for the ultra rich in our society.  Not so anymore, in our current recession period.  It seems that many hard pressed local, state and federal gonverments are behind a big push for "redistribution of wealth" for their benefit.   These government types are currently coveting such "assets" as the little bit of equity a working person may have in his or her used car.  Maybe we regular folks should wake up and learn some of the lessons that Monica Main has to offer.  I have not met her personally, only emails and a couple of phone calls (yes she is available to her students).  I'll have to admit you have to have a real passion for commercial real estate, and not be afraid to work at it, but it's putting real cash in my pockets and several of her other students that I have been in contact with.  Let her past be her past.  We all make mistakes in life.  Whatever mistakes she may have been involved with in the past she is more than making for in the present by not only providing many of us with valuable, above board and legitimate information but also filling us with positivity, hope for a better future and a great way to provide our families with a solid income.

Thank you,

Eon          

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#6 UPDATE EX-employee responds

I've worked for Monica for 8 years...

AUTHOR: Captainhook - (U.S.A.)

I worked for Monica Main for 8 years and I can tell you that she does own a lot of real estate. I don't know anything about whether she's a convicted felon or not but she's never gone away to jail or anything that I know of. I don't think she has a felony. I know that her maiden name is Summers and not the one listed by some obvious jealous individual (or competitor) who is trying to damage Monica's reputation.

Monica not only does what she says she does but she's also very generous with her employees. I was her assistant and many times she purchased trips to the spa for me, Coach purses, a vacation to the Bahamas, and has given me many cash bonuses because she knew I was having a hard time making end's meet being a single parent.

I was also in charge of some of her real estate deals. I would help her put her deals together until they closed escrow. I would also help her implement property management for the properties. I had done this for over 100 deals since I had worked for her so I can tell you first hand that she does invest in real estate and a lot of it.

I also know that in 2007 she was involved in a slander/libel lawsuit with a competitor of hers and she won a settlement of $430,000 for all of the internet slander/libel that he perpetuated just to make himself look better so people would buy his products. She won the lawsuit based on unfair trade practices. The unfortunate thing is that a lot of the lies are still circulating around through internet blogs which is probably why people think untrue things about Monica.

I know that she is not only a kind person and generous but she is also extremely wealthy and invests in a lot of real estate. I stopped working for Monica last year because of a bad car accident that made me disabled. Monica was even willing to allow me to work at home so I could still make a living but I chose not to burden her like that.

I wanted to say something here because I know Monica so well and it bothers me so much that people want to say whatever they want based on untrue information posted on other internet blogs and I hate to see her reputation remain damaged because of the competitor she sued 2 years ago. She is too nice of a person to have to put up with the lies.

~C. R. Velasquez
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#7 Consumer Suggestion

How do you know these things?

AUTHOR: Kathy - (U.S.A.)

I do not work for or Know Monica but I was wondering how you know these things you have reported. I am wanting to find out about her program and am searching for reviews and people who have worked with Monica, but I have found only two reviews that have links to the government websites with her convictions. From what I have found so far it sounds like she has not got in trouble for her real estate program and I have read it as my husband bought it and I dont understand what is in it that would be wrong. It is very in depth and makes since, we have not yet been able to find a broker in her program that will do the loans for us, but we are in a hard market economy for funding in general. Also some of them have come close and they are really nice. I have never met Monica but she seems very nice in her DVD teachings. I was wondering if you have any links to websites from trusted third parties like the government or a newspaper article site about the things you say about her. A lot of reviews seem to have people who want to attack Monica for what ever reason but I am not finding many with links to the sources of the evidence. The ones I found on her convictions for the securities looks like she just was not licensed. Here are the ones I have found so far:

http://www.squidoo.com/monicamain

http://www.biggerpockets.com/forums/79/topics/13370-monica-main-wealthy-heirss-scam-
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#8 Consumer Comment

Proceed with Extreme Caution on Monica Main - Apartment Building Cash Flow Systems - Commercial Real Estate

AUTHOR: Annoymous - (U.S.A.)

In my dealings with and my discussion with other victims who purchased Monica Main 's Apartment Building Cash Flow Systems - http://www.apartmentbuildingcashflow.com/ABCFS_Course.html;

it is inevitable that Monica will be convicted of fraud, hate crimes or both and sent back to Federal Prison again as an eternal loser. She is a human and societal tragedy waiting to lash out all her angst and behavioral wrongs on her next victim(s) by never accepting any culpability for the criminality that lurks just below the surface of her ill fated facade.

She is a troubled and tortured predator who through her glibness and superficial charm thrives on her victims naivete with verbal abuse, aggression, and denial fueled by an uncontrollable contemptuous anger and hostility at people, society, and the law. Just reading her course material is a blueprint for her malevolent views. She never learned to behave with any human decency which is lacking from her soul to deal ethically, honestly, and with impartiality is NOT in her biological brain makeup..

Monica's psychopathic behavior is defined by a psychological gratification in criminal, and aggressive impulses and the inability to learn from past mistakes or caring to measurably improve and preserve her reputation only to pathologically lie to cover up the truth by use of cunning & manipulation ! Individuals with this disorder gain satisfaction through their antisocial behavior and always lack remorse for their actions and with a lack of empathy.

Over a thousand people and counting have been scammed by her emotionally shallow lawless tactics to date as she takes your money and delivers marginal value at high risk, always promising and never following through, and conducting herself as a irrational threat and assailant when made accountable.

She has no conscience for her ongoing transgressions and a psychological construct that is chronically immoral and riddled with antisocial behavior. She will tell you how successful she is with a Grandiose sense of self-worth and wants to be your mentor, Do you really want a mentally ill person with a continuum of pathological and unlawful narcissism teaching you?

Doing business with Monica Main is likened to jumping into an active Volcano she has a "psychopathic personality disorder" and is detrimental and dangerous so please be forewarned.
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#9 Author of original report

UPDATE

AUTHOR: Bob - (U.S.A.)

It is inevitable that Monica will be convicted of fraud, hate crimes or both and sent back to Federal Prison again as an eternal loser. She is a human and societal tragedy like " HITLER " waiting to lash out all her angst and behavioral wrongs on her next victim(s) never accepting any culpability for the criminality that lurks just below the surface of her ill fated facade.

She is a troubled and tortured predator who through her glibness and superficial charm thrives on her victims naivete with verbal abuse, aggression, and denial fueled by an uncontrollable contemptuous anger and hostility at people, society, and the law. Just reading her course material is a blueprint for her malevolent views. She never learned to behave with any human decency which is lacking from her soul to deal ethically, honestly, and with impartiality is NOT in her biological brain makeup..

Monica's psychopathic behavior is defined by a psychological gratification in criminal, and aggressive impulses and the inability to learn from past mistakes or caring to measurably improve and preserve her reputation only to pathologically lie to cover up the truth by use of cunning & manipulation ! Individuals with this disorder gain satisfaction through their antisocial behavior and always lack remorse for their actions and with a lack of empathy.

Over a thousand people and counting have been scammed by her emotionally shallow lawless tactics to date as she takes your money and delivers marginal value at high risk, always promising and never following through, and conducting herself as a irrational threat and assailant when made accountable.

She has no conscience for her ongoing transgressions and a psychological construct that is chronically immoral and riddled with antisocial behavior. She will tell you how successful she is with a Grandiose sense of self-worth and wants to be your mentor, Do you really want a mentally ill person with a continuum of pathological and unlawful narcissism teaching you?

Doing business with Monica Main is likened to jumping into an active Volcano she has a "psychopathic personality disorder" and is detrimental and dangerous so please be forewarned.
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