• Report: #999933

Complaint Review: mortgage banking associates

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  • Submitted: Sat, January 19, 2013
  • Updated: Sat, January 19, 2013

  • Reported By: Ronnie Greer — wildwood Florida United States of America
mortgage banking associates
main street lakeland, Florida United States of America

mortgage banking associates lynwood smith A BUNCH OF LIARS AND CROOKS FEEDING OFF OF THE LESS FORTUNATE ( LYNWOOD SMITH AKA PRESIDENT) lakeland, Florida

*REBUTTAL Owner of company: The other side of the story

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May of 2012 I had the expierance of my life when I met Mr. Lynwood Smith at his office in Lakeland. I was greeted by a nice young lady and was asked to sit in a waiting room and to look at this portfolio of all kinds of thank you letters from so called different past customers. (Only later to figure out that these crooks had made these letters up themselves. My wife and I finally went in to meet the all mighty Mr. Smith (God) the miracle mortgage worker. He immediatly ask me for my credit card for a $450.00 appraisal fee before we even discussed the loan. We finally explain what the type of home we were looking at and he told us to just go buy it and our loan was approved. We entered into a contract and called Mr. God and give him the details and this is when the total nightmares started. He immediatly started backing down on his approval because of issue with my credit scores and I went to work on those problem to get the score where he said it had to be. When I got the credit way above the qualifying score he starting backing off agin saying that his underwriters would not lend anything under $50K. All of a sudden It hit me that this guy is not a bank like he led me to believe. He was a CON man with no decision making at all. I mean come on, if you own the bank, why do you have to get permission to approve a loan? Daaaaa! Along comes December of 2012 and we find the home of our dreams and we call God only for him to say, look guys, I think you should go elsewhere for your loan. Within 2 hours of speaking to Stacey Cropsy of Iberia Bank(A real bank)our loan was approved and closed within 3 weeks. I caaled God and requested my $450.00 checked be mailed back to me and assured me it would be mailed that day. That was Daecember 2, 2012. Guess what? NO CHECK YET> ANOTHER LIE. I will have the last laugh when I get a judgement in small claims court and avoid him to make settlement and let his credit go down the sh* hole. PLEASE!!! STAY CLEAR OF THIS CROOKED CON MAN BUT GO TO HIS FUNERAL AND WATCH AS AN AUGER WILL BURRY HIM BECAUSE HE IS SO F*KING CROOKED


This report was posted on Ripoff Report on 01/19/2013 07:56 PM and is a permanent record located here: http://www.ripoffreport.com/r/mortgage-banking-associates/lakeland-Florida-/mortgage-banking-associates-lynwood-smith-A-BUNCH-OF-LIARS-AND-CROOKS-FEEDING-OFF-OF-THE-L-999933. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 0Consumer 1Employee/Owner
Updates & Rebuttals

#1 REBUTTAL Owner of company

The other side of the story

AUTHOR: Mortgage Banking Manager - ()

Every story has at least two sides. MBA maintains to this day an A+ rating with the Better Business Bureau and has been in business for over 25 years now. First, Mr. Greer did indeed get 100% of his money back as his loan did not close and fund. We wish all loans could be approved but in the current recession in the United States this is not the case. We do indeed have in our office just over 100 thank you cards over the last 10 years or so and all parties are welcome to come by and have a look here in the office. I would think this one complaint out of 4000 closed loan customers would be a pretty good record today...Lynnwood.

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