- Report: #465407
Report - Rebuttal - Arbitrate
Complaint Review: MY LIFE/REUNION.COM
MY LIFE/REUNION.COM2118 Wilshire Blvd. Santa Monica, California U.S.A.
MY LIFE/REUNION.COM Savingsace who is a partner to Mylife/Reunion-without my Authority did Debit my Credit Card for $36.00 without my Authority Santa Monica California *EDitor's Suggestions on how to get your money back into your bank account that someone wrongfully takes it from you!
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I called them and was put on hold for about 30 minutes as caller number 13, then 9, then 7, then 5, then 1 as next in line. I then waited an additional 5 minutes at least and they disconnected me! I called again and waited and waited.
Finally, I talked to a very rude young punk! He yelled and yelled at me and said that I authorized the charge to my account!!! I told him that I wanted it refunded to my account and to remove my name from every list they had! In addition I told him that for years I have been demanding that Reunion.com unsubscribe me from their email mailing list and that they have ignored each request!
I then told him that I disputed the charge with my credit card company and he got furious!!........he said that the only thing he could do for me was to charge me 18.00 for 3 months subscription and that I HAD to cancel the dispute with the credit card company or else!.........
I told him that I would not cancel the dispute UNTIL they refunded my $36.00 back to my account.......he refused. I then told him about the "RIPOFF REPORT" website and how people had been reporting them......and that I was also going to report them as well....
Then I told him that I was calling my credit card company and make sure they were 'alerted' to them and make sure a red flag came up. He said, "We have your account number, we can use it any time!"
He then 'Hung UP" on me! I will follow thru with this 36.00 fraud to the end with my credit card company!
Something needs to be done about this company and now! Please help to stop this type of harrassment.
I hope more people do the same thing and run them out of business.!
colonial heights, Virginia
EDitor's Suggestions on how to get your money back!
HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:
Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.
According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.
If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.
Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!
DO NOT TAKE NO FOR AN ANSWER!
Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.
And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.
Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.
If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.
CHARGES TO YOUR CREDIT CARD
If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.
Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.
And good luck Let us know how you do!
ED Magedson Founder
Author of www.ripoffrevenge.com
PO Box 310, Tempe, Arizona 85280
This report was posted on Ripoff Report on 06/26/2009 07:02 PM and is a permanent record located here: http://www.ripoffreport.com/r/MY-LIFEREUNIONCOM/Santa-Monica-California-90403-5784/MY-LIFEREUNIONCOM-Savingsace-who-is-a-partner-to-MylifeReunion-without-my-Authority-did-465407. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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