- Report: #1102058
Report - Rebuttal - Arbitrate
Complaint Review: My Modification Loan
My Modification Loan1025 Old Country Rd, Suite 223 East Westbury, New York USA
My Modification Loan MyModificationLoan.com10 They offered to get my loan modified to a 2% rate for first 5 years, then 3.5% for the rest. They took 1% of the loan as a fee, which in their agreement said we would get that money back if the modification was denied. Well, it was denied, only I never found out through them! My loan was transferred from 1 mort servicer to another, that's all. I had been calling every contact number I had, their main number and website are no longer active. This seems illegal! Westbury New York
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They present themselves as lawyers who will build a case for you to get your mortgage modified to a rate of 2% for first 5 years, then 3.5% for the rest of the loan. In their contract it says if they don't come through, the 1% fee we paid (1% of entire loan, in my case $3000), would be refunded. When I try to contact hte guy who came to my house, Ralph, or the woman I orginally spoke with, Beth, at first I have to leave messages. Then the numbers are no longer in use. Ralph did respond once to an email but I never heard from him again. I plan to seek legal action, but the contact numbers for the company as well as their website are all disconnected. So it's just mroe aggrivation, for a modification I did not even get!
This report was posted on Ripoff Report on 11/25/2013 11:38 AM and is a permanent record located here: http://www.ripoffreport.com/r/My-Modification-Loan/Westbury-New-York-11590/My-Modification-Loan-MyModificationLoancom10-They-offered-to-get-my-loan-modified-to-a-2-1102058. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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