• Report: #1044833

Complaint Review: myFICO.com

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  • Submitted: Sat, April 20, 2013
  • Updated: Sat, April 20, 2013

  • Reported By: Sylvia — San Clemente California
myFICO.com
Internet United States of America

myFICO.com CREDIT SCORE - NOT EVEN CLOSE TO "FREE" Internet

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Please don't fall for myfico.com's "Free Credit Score" spiel.  I had filed bankruptcy a couple years ago and lost my home as well to another dishonest entity (hint: Bank of America) and have been trying to rebuild my credit by paying a new car loan perfectly and basically paying everything on time.  

So I wanted to check to see if my score has improved and went online and searched "free credit score".  I had once been with myFICO several years ago and did the monthly reports by choice. When I signed up at that time, the site had been recommended by the courses I took as part of my Bankruptcy so I wasn't looking for "free" and just paid the monthly fee - and there are some good tools within the subscription.

Because I have to be careful with my finances, I was definately looking for "free" this time. When I went online today to check my score, I went to www.myfico.com and clicked the "Check Your Fico For Free*" (I didn't notice the teeny tiny asterisk next to free).  Once you click that, it takes you immediately to shopping cart.  There I logged in using my old login and it takes you to a Payment Details page where you have to give credit card, address etc. There is an explanation of the *10-day free trial" (there's that asterisk I didn't notice).  Following that, there is a box and next to it says:  I agree to be billed 10-day from now at $14.95 per month (plus tax, where applicable) if I do not cancel my no obligation 10-day free trial. A three month minimum subscription applies.  

So there you go, so much for a "Free" credit score.  At the very least, myfico.com should be forced to correct their internet advertising or sued for false advertising.

This report was posted on Ripoff Report on 04/20/2013 11:01 AM and is a permanent record located here: http://www.ripoffreport.com/r/myFICOcom/internet/myFICOcom-CREDIT-SCORE-NOT-EVEN-CLOSE-TO-FREE-Internet-1044833. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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