National Cash Credit Scammers are using this legitimate name Loan scam using legitimate company name but is bogus Mahopac New York

First I want to say that I know the real National Cash Credit www.nationalcashcredit.com is not involved in this scam. 

I was contacted via phone by an individual giving me the name Patrick Jones. They seemed to know that I had been shopping for loans but I had actually only applied at Wells Fargo online. They kicked me around to several managers all with central asian accents (think India although I hate to categorize). We went through the details, gathering my information, running credit; he even gave me his managers name 'David' and phone number. The address they gave was 401 West 23rd St, NY, NY 10011. Approved for $25,000 @ 7.5%. Sounded great but I wanted to do a bit more research. This was last Friday Oct 31, 2014.

On Tuesday I finally hear back from them only this is another guy, Jason Austin, with the same accent. He says that Patrick is not there but he would take over giving me a different 'manager' named Keith, same accent. Keith hands me off to 'James' (same accent) who is the finance manger and ready to approve my loan but first I had to talk to the FTC to be "verified". Sure enough about a half hour later this guy 'Jason' (same accent) who said he was from the FTC and wanted to verify my identity. A few basic questions and I'm good to go. 

By now the alarm bells are going off but James calls me saying he ready to transfer the problem but because of my past credit I had to pay for insurance. Ok no problem but oh yes there was a problem, I had to wire Cash to the "insurance company" via Western Union. By now it's like the klaxon on Star Trek "RED ALERT". Oh and by the way I hadn't filled out one piece of paper or eform, another red flag.

So I contact the FTC and of course the are like WTF, we don't do that. I also go back to the National Cash Credit website and they clearly state that it is illegal to require up front money and that all their business is conducted via Internet. 

Finally just want to be clear that the real NCC is not involved but if you get a call from these guys, be careful. What is also disturbing is they had a lot of my personal information already and there were many people involved. I actually spoke with 5 different people. This suggests they are organized and have compromised personal data. Just be careful when you get unsolicited phone calls or emails. 

Thanks for your attention 

Al, Lewisburg TN