• Report: #62129

Complaint Review: National Consumer Resource Center- NCRC

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  • Submitted: Sat, June 28, 2003
  • Updated: Thu, July 03, 2003

  • Reported By:Grafton West Virginia
National Consumer Resource Center- NCRC
3700-120 Coconut Creek Parkway Coconut Creek, Florida U.S.A.

National Consumer Resource Center- NCRC ripoff-Will cause your credit to go down the tubes Coconut Creek Florida

*Author of original report: My apologies to NCRC

*Consumer Comment: Late Fees Not Their Fault

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This company was given my account by Debt Consolidaion Group, Inc. I have made two payments and my creditors have not been paid.

Please note that they charge a monthly fee, then hold your funds for at least 7 days to gain the interest on your money.

I am getting charged late fees due to their process which as increased my debt.

Beware....do not use this service!

Marlene
Grafton, West Virginia
U.S.A.

This report was posted on Ripoff Report on 06/28/2003 07:14 AM and is a permanent record located here: http://www.ripoffreport.com/r/National-Consumer-Resource-Center-NCRC/Coconut-Creek-Florida-33066/National-Consumer-Resource-Center-NCRC-ripoff-Will-cause-your-credit-to-go-down-the-tubes-62129. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 2Consumer 0Employee/Owner
Updates & Rebuttals

#1 Author of original report

My apologies to NCRC

AUTHOR: Marlene - (U.S.A.)

I spoke to a NCRC rep today and wanted to update.

I mis-stated : NCRC does not make interest off my payments, as the payment is deposited into a trust and this trust does not receive interst. Also, the first payment that I made is held until the account with NCRC is paid in full. Therefore only one payment has been made toward by debt.

I would suggest that you make payment by money order to reduce the time to clear a personal check. The contract reads that personal checks will take 7 to 9 business days.

You should also understand that the accounts are reaged after 3 payments.
My apologies to NCRC and want to thank their rep for his help.
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#2 Consumer Comment

Late Fees Not Their Fault

AUTHOR: Linda - (U.S.A.)

I have been with NCRC for 2 years and have never had late fees added to my accounts. This is because I pay my payment to NCRC on time. They specifically inform you that if you pay by check it takes 7 days to clear your bank account before it will be applied to your account.If you send your check right when a payment is due, and it takes 7 days to clear the bank, of course your accounts will be charges a late charge.These late charges are not their fault, they are yours.
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