• Report: #393612

Complaint Review: National Credit Systems Inc., NCS PLUS Inc, AmerAssist AR Solutions Inc.

  • Submitted: Fri, November 21, 2008
  • Updated: Thu, September 16, 2010

  • Reported By:Paducah Kentucky
National Credit Systems Inc., NCS PLUS Inc, AmerAssist AR Solutions Inc.
117 East 24th Street, 5th Floor New York, New York U.S.A.
  • Phone: 212-213-3000
  • Web:
  • Category: Employers

National Credit Systems Inc., NCS PLUS Inc, AmerAssist AR Solutions Inc. SCAM, Multi Level Marketing, Michael Dignam New York New York

*UPDATE Employee: Should have gone to work

*Consumer Comment: Pay $7500 for collections "training"? Is that a joke?

*Consumer Comment: To Owner of NCSPlus Incorporated

*REBUTTAL Owner of company: Jesse can't sell.

*REBUTTAL Individual responds: Thanx for the info! I'm sending the emailto my spam folder.

*REBUTTAL Individual responds: Fair and Honest

*REBUTTAL Owner of company: Better Business Report

*REBUTTAL Owner of company: Who are you?

* : I think This says it all about NCS National Credit Systems

*Consumer Comment: Fees for Training

*Consumer Comment: I am glad I found this before I applied

*UPDATE Employee: General Counsel

*UPDATE Employee: General Counsel

*UPDATE Employee: General Counsel

*UPDATE Employee: General Counsel

*UPDATE Employee: Meritless assertions

*REBUTTAL Owner of company: An Exceptional Opportunity

What's this?
What's this?
What's this?
Is this
Ripoff Report
About you?
Ripoff Report
A business' first
line of defense
on the Internet.
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™

SEO Reputation Management at its best!

DO NOT WORK FOR THIS COMPANY!

They are a MULTI LEVEL SCAM Operation.

You pay $7500 to have a Region assigned to you.

They fly you to Vegas for "training."

They put you up in a cheap hotel.

They make about $6000.00 and hope you quit.

Everyone at every level has to PAY to work for this "company"

They are a complete scam and use different business names to keep it going.

Jesse
Paducah, Kentucky
U.S.A.

This report was posted on Ripoff Report on 11/21/2008 10:11 AM and is a permanent record located here: http://www.ripoffreport.com/r/National-Credit-Systems-Inc-NCS-PLUS-Inc-AmerAssist-AR-Solutions-Inc/New-York-New-York-10010/National-Credit-Systems-Inc-NCS-PLUS-Inc-AmerAssist-AR-Solutions-Inc-SCAM-Multi-Level-393612. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

Click Here to read other Ripoff Reports on National Credit Systems Inc., NCS PLUS Inc, AmerAssist AR Solutions Inc.

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Search Tips
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?
REBUTTALS & REPLIES:
0Author 11Consumer 6Employee/Owner
Updates & Rebuttals

#1 UPDATE Employee

Should have gone to work

AUTHOR: abouttime - ()

I went to work as a regional manager for Amerassist in 2012.  I not only made excellent commissions, I was paid bonuses as promised.  This resulted in my fee ($7500) being reimbursed in less than 6 months.  My income for 2013 was in the low to mid six figures.  At my present rate my 2014 income will exceed my 2013 income by more than 25%.  I have recieved support, training, and help in any way I could ask.  At the same time I have been allowed to build my sales force without interferance from the company.  Too many in this nation have become accustomed to allowing someone else to determine their worth in a dead end job.  This is the best business venture I have ever had the pleasure of working.

Respond to this report!
What's this?

#2 Consumer Comment

Pay $7500 for collections "training"? Is that a joke?

AUTHOR: JMoose - (United States of America)


I recently received an email to interview for this company (deleted it).  They fail to advertise that they are a collection agency in their help wanted ads, and there's absolutely no mention of any investment (let alone $7500).  I google any company that contacts me so that I don't waste my time, or miss out on an interview with another company, going to pointless meetings.  Also, so that I have an idea of what the company does and it's corporate culture.  I would NEVER work for a collection agency, look at the way in which the owner of the company tries to justify the exorbitant training fee.  They're bottom feeders, in my opinion. 

I've been to many training programs / seminars in my decades of work and NOT ONCE have I paid anything to attend them.  If a company desires for me to learn certain skills, they can pay for the training, hotel, travel, and at least one meal per day (two if the training runs all day).  If I require a professional certification to hold a position, I will contact the government agency responsible (not through the employer), and arrange for any required fees / training.  My fiance recently started taking the CPA exam (she's done 1 part so far), and her company reimbursed her for both the cost of the course and the exam fee.  There is no justification for asking new hires to cough up $7500 for "training", especially for a collections job.  Not even if they paid me $7500 to sign up. 

Good luck to all of you looking for work.  I know that it can be frustrating, intimidating, and stressful.  If ANY employer asks you to write them a check before they'll hire you, leave immediately.  Legitimate employers pay you for your time, not the other way around.  It's better to move on and prepare for the next interview.  I hope this helps to keep someone from giving money to these scammers.  If nobody pays them, it will stop happening.
Respond to this report!
What's this?

#3 Consumer Comment

To Owner of NCSPlus Incorporated

AUTHOR: Christian - (United States of America)

It's not that Jesse "can't sell" that comment only makes you look more guilty. ANY Company asking you to pay up front is a SCAM, especially $7500.00


Would IBM as you to pay anything for you to work for them?  NO.

Respond to this report!
What's this?

#4 REBUTTAL Owner of company

Jesse can't sell.

AUTHOR: Lynn Goldberg - (USA)

Jesse:

Your selling skills are fine but you need to work on your excuses a little more. Obviously, you didn't work very hard. People like you expect business to just drop into your hands. Sales is hard work. You have to actually call on many prospects, give many presentations, overcome many objections, and ask for orders. And you have to have a positive attitude. Unfortunately you are among the 80% in the 80/20 rule: 20% of any sales force sells 80% of the business. The rest are like you - praying at the shrine of wishful thinking. My feeling is that everywhere you go, you are going to blame the company and not yourself. Good luck!


Respond to this report!
What's this?

#5 REBUTTAL Individual responds

Thanx for the info! I'm sending the emailto my spam folder.

AUTHOR: MrT - (United States of America)

I was contacted by them through email. I have my info posted on "Career Builder". I think I'll also remove that. I've gotten nothing but junk replies from that site.

Seems like every time I get a job offer it's some recruiter on the other end trying to meet with me about some great opportunity. Thing is he wont give me much information about the company or actual job.

Easy ways to detect a scam!!

1. The recruiter does not want to answer questions over the phone.
2. The job your applying for wants to charge you for anything. Lol. This should be a dead giveaway.
3. Good jobs are not going to come to you. You're the one that has to go to them.


Thanks for the help. Good thing for this site.
Respond to this report!
What's this?

#6 REBUTTAL Individual responds

Fair and Honest

AUTHOR: nightlifter - (United States of America)

I know very little about this company other than I got a email saying that you are looking to expand and I will be later contacted about a new opportunity. I then googled you and found this site. Having read the piece about the BBB I did just that I checked with them and they do have a rating for you. C- They give the following reasons,

Based on BBB files, this business has a BBB Rating of C- on a scale from A+ to F. Reasons for this C- rating include:

  • BBB does not have sufficient information to determine how long this business has been operating
  • BBB does not have sufficient background information on this business

 

This is telling that you would recant what someone says then lie about it. I know nothing about you except that honest is honest and at least this comment is not, and as for the person that said you had an F well that is a lie as well.

Respond to this report!
What's this?

#7 REBUTTAL Owner of company

Better Business Report

AUTHOR: Lynn Goldberg - (USA)

The BBB Report on National Credit Systems has NO RATING! The number of compliants is consistent with industry norms. Go to the BBB and see for yourself.

The problem with this site is that some people will believe this crap without using their brains to check the facts for themselves.
Respond to this report!
What's this?

#8 REBUTTAL Owner of company

Who are you?

AUTHOR: Lynn Goldberg - (USA)

NCSPlus is NOT National Credit Systems, Inc. Nor is it Amerisys. Who are you?
Respond to this report!
What's this?

#9

I think This says it all about NCS National Credit Systems

AUTHOR: MatureAdult - (USA)





BBB Rating


Based on BBB files, this business has a BBB Rating of    "F"   on a scale from A+ to F.

Reasons for this rating include:

  • 227 complaints filed against business
  • Failure to respond to 15 complaints filed against business.
  • 28 complaints filed against business that were not resolved.

Click here for an explanation of BBB Ratings

























































Back to top

Business Contact and Profile

Name: National Credit Systems, Inc.
Phone: (404) 629-9595
Fax: (404) 344-3627
Address: 3800 Camp Creek Pkwy SW Bldg 1800 Suite 110
Atlanta, GA 30331-6247
Website: www.nationalcreditsystems.com
Original Business Start Date: August 1991
Principal: Mr. Joel Lackey, President
Customer Contact: Mr. Craig Burns, Complaints Manager - (404) 629-9595
Email Address: charris@nationalcreditsystems.com
Entity: Corporation
Incorporated: August 1991, GA
Employees: 60
Type of Business: Collection Agencies, Credit Card Processing Service, Credit Services
BBB Accreditation: This company is not a BBB Accredited business.
Additional DBA Names: N C S
National Credit System,Inc
National Credit Systems
National Credit Systems Inc
Respond to this report!
What's this?

#10 Consumer Comment

Fees for Training

AUTHOR: Barney - (U.S.A.)

Yes, it does cost to get a series six or seven license, an insurance agent's license, a realtor's license, to take the bar exam, etc. However, these are licensing fees that go to the government or educational fees that go to schools. These are not charges for training from the company you are going to work for. I have been in real estate, insurance, and securities, and my son is an architect. We had to pay fees for licensing and sitting for state sponsored exams, but NEVER have either of us paid our employing company for the training each individual company offers new (and continuing) employees. No legitimate company charges for company training. Each company I have worked for offers continuing education. Am I to assume that each training seminar or educational update provided via NCS Plus will incur and additional training fee? After all, if we go to work for you, we are making you money. Why should we pay for the opportunity to make you money? However, on the flip side, we have always been paid for the time and effort involved in training with an individual company. What company training primarily is for is not to teach you the ropes of the business (although admittedly there is some of this as well), but rather to teach about the products of the individual company and the keep employees abreast of changes in products, laws, and industry standards.
Respond to this report!
What's this?

#11 Consumer Comment

I am glad I found this before I applied

AUTHOR: KG - (U.S.A.)

Thank God for this web site. Thank you for posting!! No credible company ever charges an employee for training! Notice that they do not mention these hidden fees in their ads. It's very sad. Had I not googled this company I probably would have been slammed with unwanted calls. Thanks again!
Respond to this report!
What's this?

#12 UPDATE Employee

General Counsel

AUTHOR: Stanley Fish - (U.S.A.)

This report is exclusively about NCS Plus, Inc.
Amerassist A/R Solutions, Inc has never been affiliated with NCS Plus, Inc.

Amerassist never flies anyone to Las Vegas. This complaint is about Michael Dignam's school for NCS Plus, Inc in Las Vegas. Mr. Dignam has never been associated with Amerassist.

Amerassist's name should be removed from this report. In fact, Amerassist has never even heard of the complaining party from Paducah, KY.

Stanley Fish
General Counsel
Amerassist A/R Solutions, Inc
Respond to this report!
What's this?

#13 UPDATE Employee

General Counsel

AUTHOR: Stanley Fish - (U.S.A.)

This report is exclusively about NCS Plus, Inc.
Amerassist A/R Solutions, Inc has never been affiliated with NCS Plus, Inc.

Amerassist never flies anyone to Las Vegas. This complaint is about Michael Dignam's school for NCS Plus, Inc in Las Vegas. Mr. Dignam has never been associated with Amerassist.

Amerassist's name should be removed from this report. In fact, Amerassist has never even heard of the complaining party from Paducah, KY.

Stanley Fish
General Counsel
Amerassist A/R Solutions, Inc
Respond to this report!
What's this?

#14 UPDATE Employee

General Counsel

AUTHOR: Stanley Fish - (U.S.A.)

This report is exclusively about NCS Plus, Inc.
Amerassist A/R Solutions, Inc has never been affiliated with NCS Plus, Inc.

Amerassist never flies anyone to Las Vegas. This complaint is about Michael Dignam's school for NCS Plus, Inc in Las Vegas. Mr. Dignam has never been associated with Amerassist.

Amerassist's name should be removed from this report. In fact, Amerassist has never even heard of the complaining party from Paducah, KY.

Stanley Fish
General Counsel
Amerassist A/R Solutions, Inc
Respond to this report!
What's this?

#15 UPDATE Employee

General Counsel

AUTHOR: Stanley Fish - (U.S.A.)

This report is exclusively about NCS Plus, Inc.
Amerassist A/R Solutions, Inc has never been affiliated with NCS Plus, Inc.

Amerassist never flies anyone to Las Vegas. This complaint is about Michael Dignam's school for NCS Plus, Inc in Las Vegas. Mr. Dignam has never been associated with Amerassist.

Amerassist's name should be removed from this report. In fact, Amerassist has never even heard of the complaining party from Paducah, KY.

Stanley Fish
General Counsel
Amerassist A/R Solutions, Inc
Respond to this report!
What's this?

#16 UPDATE Employee

Meritless assertions

AUTHOR: Mr. Reasonable - (U.S.A.)

I am a sales rep for NCS. I followed their instructions and am doing very well. My clients are also happy. Just because you did not have the discipline, and failed to follow the training, do not make things difficult for the people who have, and are having success. Obviously you haven't held many professional jobs, because you would know that opportunities to make money cost money. There is a cost to take the Series 7 exam to sell securities; a cost and degree required to take the CPA exam; a cost to take the Bar exam; a cost to become a real estate agent; a cost to become an insurance agent; a cost to be anything professional, evidenced by the high cost of college tuition, and the list goes on.

If you spent $7,500 and are unhappy with what you did with your opportunity, then perhaps you need to do a better job doing your own due diligence prior to parting with your hard earned money. Perhaps you should have listened in your training and followed their instructions. Don't blame others for your poor decisions. Everything is not for everybody, and working for NCS may not have been for you...your fault, not NCS'.
Respond to this report!
What's this?

#17 REBUTTAL Owner of company

An Exceptional Opportunity

AUTHOR: Christopher Rehkow - (U.S.A.)

We have been collecting slow and delinquent accounts and bad checks since 1984.

We serve over 25,000 client throughout the country and sell through approximately 600 representatives and 50 regional and district managers.

Approximately five years ago we decided to expand our reach to offer our service in every viable market in America. We have developed and exceptionally effective model to hire and train regional and district managers and in turn develop local markets for our services.

Yes we always charge a fee for training.

Yes we will send you to Las Vegas (or maybe somewhere else) for an intensive four day training session.

Yes we will provide you with top rate sales and marketing materials.

Yes we will support your territory with continuing advertising, materials and office space for training and interviewing your local reps.

Yes we will constantly support you with weekly conference calls and daily (if needed) personal calls to make sure you learn the business.

Yes our managers and reps have the most complete line of services in the debt collection industry.

Yes it is more than possible to build a solid repeat, re-order business that will earn you a superior income year after year - boom or bust!

Yes our business is booming.

No we do not make money training sales managers. We spend far more developing a territory than we ever receive in fees.

No we are not associated with 'AmerAssist AR Solutions Inc.'

And no we do not have a manager or rep in Paducah, KY. Looks promising though...

If you have questions about available territories or joing the elite NCS Sales Team you can reach Mr. Michael Dignam, VP Sales at (212) 213-3000 Ext. 2340.

Or if you would like to find out more about the company and how we are able to recover more money, faster, for less, check out our web-site at www.ncsplus.com

If you have other questions or comments I can be reached at (212) 213-3000 Ext. 1354.

Sincrely,

Christopehr K. Rehkow
President / CEO
NCSPlus Incorporated
www.ncsplus.com
Respond to this report!
What's this?
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?
X