*UPDATE, Rip-off Report Investigation:
American Income Life / National Income Life Insurance Company gets a POSITIVE RATING from Rip-off Report
and is fulfilling its commitment to resolve all legitimate complaints and address representative issues. Rip-off Report has investigated the company for many months after they contacted us to resolve any posted issues and misunderstandings. With over 2500 representatives and millions of clients, American Income Life / National Income Life is bound to be the subject of a certain number of complaints about improper agent conduct, as well as product and administrative complaints.
Rip-off Report's investigation found such complaints, but importantly also found that American Income Life / National Income Life is committed to resolving such complaints quickly and is doing everything possible to satisfy its clients and representatives alike. The company also takes appropriate action against any of its representatives who are found to have conducted themselves improperly or unethically. We believe that the number of complaints against this company, whether through the Internet or other channels, is small when put into the context of its enormous size. Most large companies would never commit themselves like American Income Life / National Income Life has to Rip-off Report's Corporate Advocacy Business Remediation & Customer Satisfaction Program. Read our investigative Report and American Income Life / National Income Life's commitment to 100% consumer satisfaction.
American Income Life / National Income Life provides products and services through independent representatives, and has been providing benefits to families for over 50 years. AIL is rated A+ Superior by A.M. Best Company, its second highest rating, for overall financial strength (as of 6/07). American Income Life / National Income Life www.ailife.com
and also www.WorkAtAIL.com
provides life insurance and supplemental benefits to members of labor unions, credit unions, associations, as well as private clients in all 50 states, the District of Columbia, Canada, and New Zealand.
See why you should feel secure and confident when doing business with American Income Life / National Income Life Read about Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program,..A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. this program works.
===================== NOW TO THE ORIGINAL REPORT THAT WAS FILED
National Income Life Insurance - American Income - Local 277 ripoff multi level marketing pyramid lied to me and many others Rochester, Syracuse Hide In A Po Box, Falsely Advertise Under The Name AIL Based Out Of Texas Not Licensed In New York Reason For Parent Company New York
If you want to pay union dues to the local 277 that even shearch engines can't find you can pay them through National Income, if you want to file a grievence good luck finding them, we could not. If you find a list of benefits that a local 277 member gets please post them here. If you want to hear a bunch of empty promises go listen to one of their huge group interviews that claim to be hiring just a couple of the 40 or so invited.
They have them every week. If you like big stories of huge money listen to the whole story. If you have a brain try counting the number of luxury cars in the parking lot. If you see more than one ask who does the other one belong to. If you see a bunch of young stupid kids driving foreign, non union junk cars and driving 1000-1500 miles per week they are the ones who swallowed the story, hook, line and sinker. Check back next month and the cars will be replaced by the new swallowers.
Leads, and no cold calls they promise every two weeks, if they had them people would stay. Many agents go several months without any leads while at the same time the new agents get leads. Second year agents don't have as much value to the managers as a first year agent. The managers make renewals off the business you wrote before quitting, as the managers quit the co-pilots get their renewals and the pilot at the top of the pyramid keeps the most, he drives the nice car, golfs a lot and is way to busy to talk to you. He is recruiting his next pawn.
They even tell their 1099 contract employees how to advise others to vote for Democrats. Pyramids, multi level marketing and chain letters usually do pretty good until people see what is really going on. I wonder why the NYS Insurance department allows them to advertise in NYS under the name American Income Life out of Texas as American Income who is not licensed in NYS. You can find much more interesting reading by typing in American Income Life Insurance Co.under ripoffreport.com. They have been playing some dirty tricks for a long time under that name and a few others. While they brag about being a union company, the girls in the office cry about earning about minimum wage and they use the cheapest non union copy machines that China can build and break every week.
Wonder why the Xerox union wants nothing to do with them? If you list a resume you will be called by one of their many hiring managers and don't worry they can train anyone to be millionaires or refer you on to your next career. They could care less how many families they hurt in their 3 week interview, brainwash process and laugh out loud as the failures leave with tears in their eyes. They get paid if you write one piece of busines. What goes around comes around, and soon they won't be selling their best part of their program, if you bought from them check your policies carefully, they usually sell 2 policies per program and you can keep both or keep one and cancel one, get some advice and see which part(s) make the most sense to keep or cancel. A good financial advisor can sort out the hogwash pretty quickly. Don't stop here keep researching. Wish I did. See similar links for American Income Life Insurance Co.
Rochester, New York
U.S.A. sorry, allowing you to give a competitors name would instigate others to just file against their competition, to only come back later to suggest their company your comments on this policy are welcome! CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.