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Report: #1306753

Complaint Review: North America Senior Benefits - Nationwide

  • Submitted:
  • Updated:
  • Reported By: Mislead — Wake Forest North Carolina USA
  • Author Not Confirmed What's this?
  • Why?
  • North America Senior Benefits Nationwide USA

North America Senior Benefits Mislead me into become an employee of a great company. NASB is a platform that helps you build your company/team as Life Insurance sales person Georgia Nationwide

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In November of 2015 I was approached by 3 NASB agents one being a manager and they asked if I needed a job. Of course I was interesting in hearing what they had to say because I had been out of work for 2 years. They talked up NASB and how they help people 65 and over with Final Expenses (in other words Life Insurance) through a lead program. They talked with a lot of enthusiasm and excitement and how much money can be made daily in "helping people". 

They told me I need to take a course to get my state Life Agent Licenses and then I would be ready to do what they do (nope this turned out to be a 5 month process with no gaurantees) and they would teach me how to make money (hahaha)

The disappointing fact that came to light I got to the point where I though I was ready to hit the field is in order to become a Life Insurance Producer you have to have Capitol

1. money for the cost of course no matter how you take it

2.money for your licenses

3. money for each time you have to take exam if you do not pass the first time

4. money for finferprinting that goes with background check

Once you get approved by NASB....you still need money

to go to Bootcamps

Convention

Business cards

and Leads

and then they tell you OK you are ready 

to go out and sale Final Expense

No No No ...you are not

you have no idea which carriers to call for certain health issue

you have to know medications and what they are used for

you have to know inside and out the difference between Whole Life, Term and UL

You have to know when you look at a policy if it is a good ,great or bad policy  and how to replace on the betterment of the prospective client and you have to know how in a tactful way how be able to tell the prospective client the difference in all these.

The insurance you took in the begin does not training you on any of this.

I have never been so heartbroken and full of animosity knowing that these people were dishonest and pyred upon someone looking to make instant money without spending money I didn't have in the first place. In the mist of all of this my car got repoed and I got $1000 of dollars behind on rent because these 3 people kept telling me I would make instant money (NOT!!!)

And on top of everything it is a MLM. The top just has not clasped yet because of there backing

This report was posted on Ripoff Report on 05/20/2016 09:47 AM and is a permanent record located here: https://www.ripoffreport.com/reports/north-america-senior-benefits/nationwide/north-america-senior-benefits-mislead-me-into-become-an-employee-of-a-great-company-nasb-1306753. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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