- Report: #538281
Report - Rebuttal - Arbitrate
Complaint Review: Oakridge Lending Services
Oakridge Lending Services204-20 Mountain View Dr. Colchester, Vermont United States of America
Oakridge Lending Services Spoke will William Porter at ext. 301 and Jeff Nelson and Jet Milestone, This company is full of lies!!! Please read carefuly!!!! Colchester, Vermont
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I had filled out paperwork with a respectable lender too look for a loan. I wanted a personal loan to get a car, as I am currently without one and wasnt sure exactly what I wanted to get or where I was going to get it. I didnt want to go thru looking at 50 dealerships and having my credit run just as many times so I figured that would be the easiest thing to do.
I was contacted by William Porter at Oakridge Lending Services who left me a msg telling me that I was approved with one of their lenders for a $10,000 loan. He told me since thier offices were located in Vermont that he would fax me over the terms and agreement of the loan and I could review it and sign it and mail in the original docs but the process would be faster if we started it via fax.
I reviewed the docs and they stated that I would be borrowing $10,000 with a payment of $204.46 a month for 60 months. They then stated that I would need to put down the first 5 months payments upfront and the first actual payment I have to pay wouldnt be due until May. This made me spectical. I then called and spoke with William Porter who said that it was like a secured loan and that insured the company lending the money that the loan will be paid back and that the money was paid directly to the lender.
So I signed the paperwork and sent it back in. I started doing some reasearch. I looked on ripoffreport and nothing came up. I also googled the company and found nothing negitave and many that I know are fake postive feedback statements about this company. I found the address to exisit but could not find out if it was a bussiness. I couldnt find anything negative on the company at all so I decided to go thru with it.
My research took about a week and I had gotten several phone calls from William Porter, who then transfered my file to Jet Milstones office. Jet Milstone left me a msg saying there legal department was concerned because I signed my contract and still had not made arangements to send the funds to the company via western union. I explained to him that I wanted to research the company before I was willing to send them over $1100!
He assured me that they were not fraudlent and that they had an issue with an old employee stealing some of there documents and taking people money and that the company contacted these people and explained everything fully and that it was being resolved.
So I went to Western Union as instructed to send the payment. Which when origionally informed I was told would be done via Western Union Quick Collect. When I arrived and called to get the information he told me the company was in canada and that to avoid fees and what not it would need to be sent by the green form which is personal. I told him I was not sending money to canda and that I did not trust his company and that I would not send it.
He then told me that if I was uncomfortable doing it this way that I may send it with my husbands name and once I recieved the control number I could give it to them to confirm and the company could verify the funds had been sent and once I recieved my funds I could simply go back and change the recievers name. I asked the western union agent if this could be done and if it was a safe way to protect myself and he said it was.
I never gave the company my husbands name and since I have still not changed my last name his last name is different than mine. So I sent the money to my husband only using the city and sate code they gave me. I also sent it with a test question and was insured that proper id and both the test question and answer would have to given before the funds could be picked up.
Need less to say I was still having doubts and went to cancel my transaction about an hour after I sent it and they informed me that it had already been paid. I called western union furious and told them that obviously one of their agents is in on the scam because there is no way they could have had proper id or knew the test question and answer. To which they replyed I needed to be careful of what I accuse someone of and all they can do is file a report.
I have called Oakridge Lending Services several times and recieved no answer. The origional 877-281-1088 is not working at all as of today and the 877-215-1017 I call I get no answer and no return calls. Not even from the operator.
So now I am out the money I sent plus the fees. Western Union isnt doing anything about it when they are the ones that paid MY money to someone that wasnt my husband!!!
Please just be aware of this company and of how you send things with western union because even if it is their error they will not fix it and refund your money!!!!
This report was posted on Ripoff Report on 12/12/2009 12:02 PM and is a permanent record located here: http://www.ripoffreport.com/r/Oakridge-Lending-Services/Colchester-Vermont-05446/Oakridge-Lending-Services-Spoke-will-William-Porter-at-ext-301-and-Jeff-Nelson-and-Jet-Mi-538281. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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