Ocwen Loan Servicing Refused payment due to incorrect loan number ripoff Orlando Florida

Michelle,

I worked in the mortgage industry for several years and will give you some advice on how to deal with this now and in the future.

By federal law, any sale of your loan requires a FULL 30 day notice PRIOR to the next due date. Which means you need to recieve it on or before one payment date, being effective on the following payment date. You are to recieve this notice from both the buyer and the seller of your loan.

If the buyer of your loan fails to provide a new account# and payment address, you still send it to the OLD loan company until they do it right.

Send all payments by certified mail, return reciept requested. On top of the check write the USPS Certified#, and in the memo box write the name of the buyer and the due date of the payment.

Stay off the phone!! This is very important! Phone calls never existed when it ends up in court, and it will.

You have a right to countersue for your time and expenses, as they failed to provide the full and accurate notification as required by law.

Never stop payment on a mortgage check. The old lender is required to forward all payments to the new owner of your contract. It is best to send to the old lender as funds get split up in a sale on the month the transaction closes.

Also keep a close eye on your escrow for taxes and/or insurance. many times in a sale, these items are not properly accounted for.

IMMEDIATELY get a lawyer and countersue them for this "mistake". Do this today. Your lawyer can stop the foreclosure process immediately. A foreclosure cannot proceed if the sole issue is a payment dispute. If you have proof you made payments that is.

Good luck.

Michelle,

I worked in the mortgage industry for several years and will give you some advice on how to deal with this now and in the future.

By federal law, any sale of your loan requires a FULL 30 day notice PRIOR to the next due date. Which means you need to recieve it on or before one payment date, being effective on the following payment date. You are to recieve this notice from both the buyer and the seller of your loan.

If the buyer of your loan fails to provide a new account# and payment address, you still send it to the OLD loan company until they do it right.

Send all payments by certified mail, return reciept requested. On top of the check write the USPS Certified#, and in the memo box write the name of the buyer and the due date of the payment.

Stay off the phone!! This is very important! Phone calls never existed when it ends up in court, and it will.

You have a right to countersue for your time and expenses, as they failed to provide the full and accurate notification as required by law.

Never stop payment on a mortgage check. The old lender is required to forward all payments to the new owner of your contract. It is best to send to the old lender as funds get split up in a sale on the month the transaction closes.

Also keep a close eye on your escrow for taxes and/or insurance. many times in a sale, these items are not properly accounted for.

IMMEDIATELY get a lawyer and countersue them for this "mistake". Do this today. Your lawyer can stop the foreclosure process immediately. A foreclosure cannot proceed if the sole issue is a payment dispute. If you have proof you made payments that is.

Good luck.

Michelle,

I worked in the mortgage industry for several years and will give you some advice on how to deal with this now and in the future.

By federal law, any sale of your loan requires a FULL 30 day notice PRIOR to the next due date. Which means you need to recieve it on or before one payment date, being effective on the following payment date. You are to recieve this notice from both the buyer and the seller of your loan.

If the buyer of your loan fails to provide a new account# and payment address, you still send it to the OLD loan company until they do it right.

Send all payments by certified mail, return reciept requested. On top of the check write the USPS Certified#, and in the memo box write the name of the buyer and the due date of the payment.

Stay off the phone!! This is very important! Phone calls never existed when it ends up in court, and it will.

You have a right to countersue for your time and expenses, as they failed to provide the full and accurate notification as required by law.

Never stop payment on a mortgage check. The old lender is required to forward all payments to the new owner of your contract. It is best to send to the old lender as funds get split up in a sale on the month the transaction closes.

Also keep a close eye on your escrow for taxes and/or insurance. many times in a sale, these items are not properly accounted for.

IMMEDIATELY get a lawyer and countersue them for this "mistake". Do this today. Your lawyer can stop the foreclosure process immediately. A foreclosure cannot proceed if the sole issue is a payment dispute. If you have proof you made payments that is.

Good luck.

Michelle,

I worked in the mortgage industry for several years and will give you some advice on how to deal with this now and in the future.

By federal law, any sale of your loan requires a FULL 30 day notice PRIOR to the next due date. Which means you need to recieve it on or before one payment date, being effective on the following payment date. You are to recieve this notice from both the buyer and the seller of your loan.

If the buyer of your loan fails to provide a new account# and payment address, you still send it to the OLD loan company until they do it right.

Send all payments by certified mail, return reciept requested. On top of the check write the USPS Certified#, and in the memo box write the name of the buyer and the due date of the payment.

Stay off the phone!! This is very important! Phone calls never existed when it ends up in court, and it will.

You have a right to countersue for your time and expenses, as they failed to provide the full and accurate notification as required by law.

Never stop payment on a mortgage check. The old lender is required to forward all payments to the new owner of your contract. It is best to send to the old lender as funds get split up in a sale on the month the transaction closes.

Also keep a close eye on your escrow for taxes and/or insurance. many times in a sale, these items are not properly accounted for.

IMMEDIATELY get a lawyer and countersue them for this "mistake". Do this today. Your lawyer can stop the foreclosure process immediately. A foreclosure cannot proceed if the sole issue is a payment dispute. If you have proof you made payments that is.

Good luck.

Oh yea, you are correct. You should do a search on this website for ocwen. You wouldn't believe the things they have done. They are as dirty as they come. I have my mortgage with them also. Not my choice, but I'm stuck with them anyway. Good luck..........