Ocwen....... you can have my house. After applying for a loan modification with Homeward Res. and waiting for months to be declined for the HAMP. We reapplied and were given a trial modification months later. We had all our paperwork stating the new payments and pay out schedule. We made two months worth of payments (the second payment just one month before the name change to Ocwen) then we got a letter stating our loan modification had been denied.
Of course it had ,this is what they seem to do. It turns out that the payments that we had made were never applied to anything , that money ended up in a suspense account untouchable until our current balance is paid in full. (of course that money plus an escrow overage of close to a thousand can't be used towards my balance due) We have a signed modification that isn't worth $%&t .
Now comes Ocwen. A month after taking over they claim to still be waiting for paperwork to transfer. [continued below]....
..... They have no record of any modification with Homeword or the dispute we had to file and fax. The just want their money from me. They won't except partial payment of any kind. (at least Homeward would take 50% of your balance due) Our escrow money was lost in the company transfer, they took our money from the suspense account and applied it somewhere. We're not sure where exactly,most likely it's gone toward late fees or other made up B.S.
Well we're done. Even if the loan modification they are making us waist more time on goes through . How can we trust it. OCWEN YOU WILL NEVER GET ANOTHER DIME FROM ME ! You've already screwed up my credit rating... what have you got left ?
............Arms Against Ocwen............. Unite my friends.