- Report: #1064528
Report - Rebuttal - Arbitrate
Complaint Review: Okinus Financial
Okinus Financial157 w railroad st. Pelham, Georgia USA
Okinus Financial Buyer please, please beware! Pelham Georgia
*Consumer Comment: Let's Be Clear
*UPDATE Employee: Read
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Do Not use this company for financing if you don't intend to pay off in 90 days! After 90 days, they assess a finance fee of 100%. My monthly pymt was $204.00 and $91.00 of that went toward fees. In this case, it increased my payoff amount tremendouly. This type contract keeps you locked in because half of every pymt goes into a hole, called Okinus. Also, if the furniture is returned, it is reported negatively on your credit until full balance is paid.
There is no credit provided to the consumer for voluntarily giving furniture back. My total payoff amount on the purchase date was $1981. Today, three months later, and $612 out of pocket, the payoff is over $2000. The $612 vanished into thin air(AKA) Okinus profits! I fell like a fool for signing this kind of contract. I made three steps forward, and got put back a little more than 3 mos payments. Again, please beware!!!!
This report was posted on Ripoff Report on 07/05/2013 05:34 AM and is a permanent record located here: http://www.ripoffreport.com/r/Okinus-Financial/Pelham-Georgia-31779/Okinus-Financial-Buyer-please-please-beware-Pelham-Georgia-1064528. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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