- Report: #1072165
Report - Rebuttal - Arbitrate
Complaint Review: OneMain Financial
OneMain Financial379 Watson Plaza, St. Louis, Missouri USA
OneMain Financial Citi RIP OFF SCAM - PAYMENTS POST TO INTEREST NOT BALANCE FOREVER St. Louis Missouri
*UPDATE EX-employee responds: Educate Yourself
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I've had a loan with onemain financial for a few years, the balance never goes down. I had a couple late payments, they told me that's why my payments only go to interenst and not to the balance.
I paid the late fees plus paid an extra $3000 trying to pay it off quicker, but then got behind and missed a few payments (4 I think) which still makes me ahead in my payments for a whole year yet they still keep posting every penny of my payments to interest and not one cent to the balance. And I pay up to $60 more than the actual payment is.
How is it possible to pay ahead a year plus pay extra on each payment yet still my balance always stays the same. How am I ever going to get the balance down? This is the worst business I've ever dealt with or heard of. Please stay away from this company or you will be sorry and be paying forever (like me). Thanks. I don't understand how something hasn't been done to this company and it's crooked practices. It seems illegal to me.
This report was posted on Ripoff Report on 08/01/2013 01:13 PM and is a permanent record located here: http://www.ripoffreport.com/r/OneMain-Financial-/St-Louis-Missouri-63126/OneMain-Financial-Citi-RIP-OFF-SCAM-PAYMENTS-POST-TO-INTEREST-NOT-BALANCE-FOREVER-St-1072165. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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