- Report: #1053376
Report - Rebuttal - Arbitrate
Complaint Review: Payday Mobility
Payday Mobility427 N Talnall Street #91008 Wilmington, Delaware USA
Payday Mobility They are a deceptive loan company, never did receive paperwork or copy of loan application Wilmington Delaware
*Consumer Comment: Cannot prosecute criminally
*Author of original report: Suggestions
*Consumer Comment: now what...
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February went online looking for a payday loan to cover some expenses, the loan was for $400.00, the individual I spoke with was very difficult to understand, she stated the loan would be divided into 10 payments, the loan fee ws $120.00, 1st payment was the loan fee plus $25.00 was drafted from account.
The second payment in March was for $250.00, I placed a "stop payment" with my credit union stating "fraud" the funds were reversed. An email was sent to Payday Mobility stating there would not further automatic drafts from account, also stated they did not honor request for paperwork.
Have received various emails from Payday Mobility offer "payment options" and additional account information, which I did not give, nor did I honor their emails. Have received phone calls, the lastest was yesterday from an individual speaking in broken English, stating, "I was to call in 48 hours or there would be consequences."
Payday Mobility not in the US, however they use a US mailing address. Did a Google search for information, found the following: Payday Mobility PO Box255 Douglas Isle of Man IM 99 UN. They are not licensed as a online lender in the state of Oregon.
Payday Mobility is a fraudlent company, they are deceptive, do not give full disclosure. I will be filing a complaint with the State Attorney General. There were seven individuals in Oregon file complaints with another lender, Western Sky for their high fees and not being licensed in the State of Oregon, Western Sky was fined $17,500 for the lending practices.
There are so many online lenders (scams) - be sure to do your homework to see the lender you are dealing with has a license to lend in your respective state. Hope this information helps to avoids headaches with less than honest lenders.
This report was posted on Ripoff Report on 05/23/2013 02:31 PM and is a permanent record located here: http://www.ripoffreport.com/r/Payday-Mobility/Wilmington-Delaware-19801-2230/Payday-Mobility-They-are-a-deceptive-loan-company-never-did-receive-paperwork-or-copy-o-1053376. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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